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NE30281.DOT 3 3> n After Recording Return To: Pamela L. Franks 2718 West Koenig Street Grand Island, Nebraska 8 3 DEFINITIONS [Space Above This Line For Recording Data] DEED OF TRUST Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated NOVEMBER 16 > 2001 together with all Riders to this document. (B) "Borrower" is LEWIS G LITTLEJOHN AND KAREN L LITTLEJOHN, HUSBAND AND WIFE AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender" is Pamela L. Franks Lender is an individual and existing under the laws of NEBRASKA Lender's address is Lender is the beneficiary under this Security Instrument. (D) "Trustee" is r-i rsI Awefr f C a-r% T1 He- & MORTGAGE INFORMATION SERVICES, INC 11059 W. M"LB ROAD, SUITED OMAHA. NEBRASKA 68164 organized (E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 16 , 2001 The Note states that Borrower owes Lender TEN THOUSAND FIVE HUNDRED AND 0 0 / 10 0 Dollars (U.S. $ 10, 500 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2016 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document systems, Inc. (800) 649 -1362 Page I of 13 �� Sp III 111111 II 1 III 1111111 II II II II 111111 IIIIIIII111111111 11111111 III 111 n 3 mit rn ry :J CCU C-3 U) O 8 tv 2 C__ C .( m o e'a M iL C) Q� N o p =3 T Cry rt Z H fi f o l = rn F-A C013 M L7 cc n N Ul cc Cn .ice GJ (n O (n p [Space Above This Line For Recording Data] DEED OF TRUST Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated NOVEMBER 16 > 2001 together with all Riders to this document. (B) "Borrower" is LEWIS G LITTLEJOHN AND KAREN L LITTLEJOHN, HUSBAND AND WIFE AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender" is Pamela L. Franks Lender is an individual and existing under the laws of NEBRASKA Lender's address is Lender is the beneficiary under this Security Instrument. (D) "Trustee" is r-i rsI Awefr f C a-r% T1 He- & MORTGAGE INFORMATION SERVICES, INC 11059 W. M"LB ROAD, SUITED OMAHA. NEBRASKA 68164 organized (E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 16 , 2001 The Note states that Borrower owes Lender TEN THOUSAND FIVE HUNDRED AND 0 0 / 10 0 Dollars (U.S. $ 10, 500 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than DECEMBER 1, 2016 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document systems, Inc. (800) 649 -1362 Page I of 13 �� Sp III 111111 II 1 III 1111111 II II II II 111111 IIIIIIII111111111 11111111 III 111