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M n n im -n = D Z n 2 0� o -�-� O CD �[ = 3> 1 N C2. M C R7 O oC , N O O Q) T Z F--+ CO.) M f D w TTl o r D ry a n ~ D O r-4. 0 rro s 2M GJ Cn -d O U) (Space Above This Line For Recording Data) (Page 1 of 5) DEED OF TRUST 611-700 FX IF BOX IS CHECKED, THIS DEED OF TRUST IS OPEN -END AND SECURES FUTURE ADVANCES. THIS DEED OF TRUST is made this 20TH day of NOVEMBER , 20 01 , among the Grantor, BRYAN NIEDFELT, AND MARY NIEDFELT F /K /A MARY LUDEMANN (herein "Borrower "), AMERICAN PIONEER TITLE INSURANCE COMPANY (herein "Trustee ") and the Beneficiary, BENEFICIAL NEBRASKA I NC . D / B / A BENEFICIAL MORTGAGE CO. a corporation organized and existing under the law of NEBRASKA whose address is 2604 ST PATRICK, STE '7, GRAND ISLAND, NE 68803 (herein "Lender "). The following paragraph preceded by a checked box is applicable. WHEREAS, Borrower is indebted to Lender in the principal sum of $ evidenced by Borrower's Loan Agreement dated and any extensions or renewals thereof including those pursuant to any Renegotiable Rate Agreement herein "Note"), providing for monthly installments of principal and interest, including any adjustments to the amount of payments or the contract rate if that rate is variable, with the balance of the indebtedness, if not sooner paid, due and payable on ; F7X WHEREAS, Borrower is indebted to Lender in the principal sum of $ 12,000.00 , or so much thereof as may be advanced pursuant to Borrower's Revolving LoanAgreement dated NOVEMBER 20, 2001 and extensions and renewals thereof (herein "Note "), providing for monthly installments, and interest at the rate and under the terms specified in the Note,including any adjustments in the interest rate if that rate is variable,and providing for a credit limit stated in the principal sum above and an initial advance of $12, 500.00 ; TO SECURE to Lender the repayment of the indebtedness, including future advances, evidenced by the Note, with interest thereon at the applicable contract rate (including any adjustments to the amount of payment or the contract rate if that rate is variable) and other charges; the payment of all other sums, with interest thereon, advance in accordance herewith to protect the security of this Deed of Trust; and the performance of the convenants and agreements of Borrower herein contained, Borrower, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in trust with power of sale, the following described property located in the County of HALL State of Nebraska: LOT 4, PLEASANT VIEW TEN1H SUBD I V I S I ON , GRAND ISLAND, HALL COUNTY, NEBRASKA