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<br />     													Travelers  Bank & Trust,  fsb 	v
<br />      													P.O.  Box 410   				'
<br />     													Hanover,  MD 21076
<br /> 							99- 1a494�
<br />      								DEED OF TRUST     					�'�
<br />      																				�
<br />			THIS DEED OF TRUST is made this    5th    day of    May       		, 1999     among the Trustor,
<br />   		RUSSELL L.  WILLIAMS AND MARILY N A.  WILLIAMS,  HUSBAND AND WIF    					'
<br />   		E AS JOINT TENANTS.     										(herein "Borrower"),
<br />   		Michael  F.  Kivett 													(herein
<br />  		"Trustee"), and the Beneficiary, TRAVELERS  BANK & TRUST,  FSB							,
<br />   		a federal savings bank chartered  	under the laws of       the United States of America       		, whose
<br />  		address is    100  COMMERCF  DRIVE      NEWARK  DE  19713     					(herein
<br />  		"Lender").
<br />			BORROWER, in consideration of the indebtedness herein recited and the trust herein created, inevocably grants and
<br />  		conveys to Trustee, in trust, with power of sale, the following described property located in the County of
<br />   		HALL    			, State of Nebraska:
<br />										�
<br />      			ALL  THAT  PARCEL  OF  LAND  IN HALL  COUNI'Y,   STATE  OF  NEBR.ASKA,
<br />      			AS  MORE  FULLY  DFsSCRIBED  IN  DEED  BOOK  94,   PAGE  100616,
<br />       			ID$ir  400136'�23 ,   BEING  KNOWN AND  DESIGNATED  AS  LOi  1  Pu'VD  THE
<br />       			EAST  6  FEET  OF  LT  2,   BLOCK  4,   GLADSTONE  PLACE,   CITY  OF
<br />       			GRAND  ISLAND.
<br />       			TAX  ID#    400136023 .
<br />  		which has the address of  2 9 0 3  W  LOUI S E  S T      		,     GR.AND  I S LAND   			,
<br />  		Nebraska 6 8 8 0 3 	(herein "Property Address");
<br />      			TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />   		appurtenances aud rents (subject however to the rights and audiorities given hereui to Lender to coiiect und apply such
<br />   		rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the
<br />   		foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter
<br />   		refened to as the "Property";
<br />      			TO SEC URE to Lender the repayment of the indebtedness evidenced by Borrower's note dated  0 5/0 5/19 9 9
<br />   		and extensions and renewals thereof(herein "Note"), in the principal sum of U.S. $    66, 604 . 8,3with niterest thereon,
<br />   		providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due
<br />   		and payable on  0 5/10/2 0 2'�the payment of all other sums, with interest thereon, advanced in accordance herewith to
<br />   		protect the securiry of this Deed of Trust; and the performance of the covenauts and agreements of Borrower herein
<br />   		contained.
<br />      			Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and
<br />   		convey the Property, and that the Property is unencumbered, except for encumbrances of record.  Borrower covenants tl�at
<br />   		Borrower warrauts and will defend generally the title to tlie Property against all claims and demands,  subject to
<br />   		encumbrances of record.
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