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20011`026 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IIIII�, <br />�� <br />N W SSINGER <br />- ower <br />SHEILA WASSINGER er <br />AKA SHEILA M WASSINGER <br />(Seal) <br />- orrower <br />(Seal) -- - (Seal) <br />- Borrower - orrower <br />Page 14 of 15 <br />(Seal) <br />-Borrower <br />Initials: `_� <br />✓ h Form 3028 1 /01 <br />