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<br /> _ Commercial Federal Bank, P.O. Box 1 103,Consumer Loans, Omaha NE 68101.Branch phone number 6'
<br /> -------------------------------------------------------------- ---- - -------------��
<br /> Space above this line for recording data. �n �: ��3.��4
<br /> � Commercial MORTGAGE - Collateral
<br /> � Federal Bank Real Estate Mortgage
<br /> Nature of Indebtedness Loan Amount Maturity Date Initial Interest Rate
<br /> ConsumerLoan 15,376.54 05/19/03 7.250
<br /> i, 1�RK E JARZYI�IItA ax�d � JAl� �TARZYl�IICA
<br /> hereby give Commercial Federal Bank,a Federal Savings Bank("Commercial Federal"),whose address is P_.�. � 11�$,
<br /> Q��l� I� 68101 a mortgage,with power of sale,of the following property together with all improvements now or
<br /> hereafter erected on the property,and all easements,rights and appurtenances thereto:
<br /> T� I�tTf�tI,Y 64.2 F�ET OF FRAC!'IC�L IiOT 4
<br /> IN FRA�(.'FI(�iL SIACTC 21, RUS.gEG �[�2'S AD�ITIC�T
<br /> A1�ID ITS OCL�LII�P, FRP�.'PI�iL IAT 4, IN SIiOC'!C 1,
<br /> H.G. C�,ARK'S AD�ITICfl�T TO T!� QTY OF C�.2A1�ID ISI�AI�ID,
<br /> ��,LI� OO[7NPY, 1�RP,..ST�.
<br /> If more than one person signs this Mortgage,the word"I"means"we."
<br /> This Mortgage secures a loan made by Commercial Federal evidenced b :
<br /> A note dated the same date as this Mortgage in the amount of$����76.54 ,with interesi at the initial rate of 7.250 %
<br /> per annum,contains the terms for repayment of that loan.If that note is ever changed or replaced by a new note,it will be secured by this Mortgage.
<br /> I promise the following things:
<br /> 1• All payments on any note or other debt secured by this Mortgage will be paid when due.
<br /> 2• An insura�ce policy for fire and extended coverage will be kept in force on the property in an amount at least equal to the debts secured by this
<br /> Mortgage plus any other mortgages listed in paragraph 6 below.The insurence company must be satisfactory to Commercial Federal,and
<br /> Commercial Federal will be a named insured on the policy.
<br /> 3• All taxes and assessments on the property will be paid before they become delinquent.
<br /> 4• No waste will be committed on the property,and it will be kept in good repair.
<br /> 5. The property will not be sold (including by land contract),leased,and no interest in it will be assigned in any way.
<br /> 8. I own the property free and clear of any other mortgages or encumbrances EXCEPT �E
<br /> 7• No other mortgage or lien on the property will ever be allowed to be in default or be foreclosed.
<br /> If any of these promises are not kept,then Commercial Federal can declare all of the debt immediately due and payable without advance notice.
<br /> Exceptions may be required by law.The interest rate will increase to 19.00%or any lesser of the maximum rate allowable by law at that time,and this
<br /> mortgage can be foreclosed in accordance with applicable law.If the debt is accelerated,then I also assign any rent or other income from the property to
<br /> Commercial Federal. THE PARTIES AGREE THAT THIS CONSTITUTES A COLLATERAL REAL ESTATE MORTGAGE PURSUANT TO SO.DAKOTA C.L.448-28
<br /> (FOR SO.DAKOTA RESIDENTS ONLY). In the event of any default in the making of any payment or in keeping any covenant herein,this Mortgage may be
<br /> foreclosed by action,or by advertisement as provided by statute or the rules of practice relating thereto,and this paragraph shall be deemed as authorizing and
<br /> constituting a power of sale as mentioned in said statute or rules and any amendment thereto,and may retain statutory costs and attorney fees(SD,WY,MN,
<br /> OK,and MI residents only).
<br /> Certain amounts can be paid by Commercial Federal and added to the debt secured by this Mortgage.Including any taxes or insurance I have agreed to
<br /> pay but fail to,any attorney fees or court expenses Commercial Federal pays if it is made a party at any legal action brought by someone else concerning the
<br /> property,and any attomey fees or court expenses which the law might allow if Commercial Federal has to go to court against me to collect the debt or
<br /> foreclose this mortgage.If any of these things happen,then the additional debt will accrue interest at the same rate as the rest of the debt and must be paid
<br /> immediately.
<br /> If this property is ever condemned under the power of eminent domain or any similar method of taking property for public use,any proceeds of the taking
<br /> will be paid to Commercial Federal up to the full amount of the debt secured.
<br /> Borrower waives all right of homestead exemption in the properly and future waives all rights of redemption,exemption,distributive share and dower.
<br /> Notice to Borrower(for Oklahoma property): A power of sale has been granted in this Mortgage. A power of sale may allow the Mortgage to take the
<br /> mo age prope a se i w� u gc�ng �n a orec osure ac on upon e su y orrower un er is o gage
<br /> 05/07/99 NlPiRK E JARZYHIQ� � �° _
<br /> Today's Date Borrower's Typed Name Borrowe' Signat re
<br /> �'� JpIHI'' �
<br /> Borrower s Typed Name Borrower s gnatur
<br /> 1023 I�2TH �Y STREE,T G�2AI�ID ISLAI�ID, NE 68801
<br /> Bomower s Address
<br /> STATE OF �QQ, )
<br /> ) ss.
<br /> COUNTY OF HAI�T� )
<br /> on this 7'1'H day of MAY , �g 99
<br /> ,before me,a notary public in and for said county, personally came
<br /> � E '� a� �'�l J�'� ��� to me known to be the identical person or persons whose
<br /> name is or are affixed to the above mortgage,and they,he/she/they severally acknowledge the said instrument and the execution thereof to be their
<br /> voluntary act and deed. �
<br /> WITNESS my hand and notari� ��� e.
<br /> My commission expires: �E�,���� ,
<br /> NE-IN-WY-IL-SD-MI- Comm.Exp.July 18,2000� otary Public's Signature DN-1077 (07/97)
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