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200401139 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />,P Seal <br />KENDRA L PONCE - Borrower <br />(Seal) <br />JAMES D WASHINGTON, Jr - Borrower <br />0068112341 -5665 <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />C 6(NE) l0005l Pape 14 of 15 01/22/2004 11:20:24 Form 3028 1/01 <br />