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r, Vl <br />20011199ti a' <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />E ail, <br />s ;III <br />(jASCHAL R M PH I LL I P - Borrower <br />MARSHA K TRUELL -B orrowe� Aili�l <br />_ (Seal) (Seal) <br />- Borrower - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(M•6(NE) (0005) Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />03- 15228976 <br />Form 3028 1101 <br />