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200401102 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />(Seal) 4 n�M� l,l 1� �A041.� I /�_ (Seal) <br />TOBY S LER - Borrower .. HAN MOHLER - Borrower <br />—(Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229636 <br />822R(0008) Page 4 of 4 Form 3111 1101 <br />