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<br /> ' � 91--•�.02882
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<br /> `"-':"�°� TOClE7'HER WITH�11�ho impmvement�now ar henaf'tcr crcctod an the property.ond all cA►emcmrs,appurtcnancc�,
<br /> ��,� and tiRlurca now or hercadtcr u part of�hc pmpeny. All rcplacementa and udditian�tihdl�Isa be wvered by�hir 5ecurity -- �
<br /> Inaeument. All of the foragafng ie�fen�M la in thi�Saurity Insuument wz Ihc"Propeny."
<br /> BORROW�R COVENAIVTS Ihat Bomowcr is luwfully seired af the eclata hereby conveycd mul hos Q�e�Ight to gram
<br /> wd convey tho Pmpeny and that�he PropeKy i�unenewnbere�l.excxpt Por encumbrnnces of record. Borrower warrwnR nnd
<br /> w will deFend genarally the title ro the Property against�►11 cluims and demandx,subject tu any encumbrr�nce.r of rccord.
<br /> THIS 3ECURITY INSTRUM�NT cambines uniform covcnantx fur nuliunul uac wx1 nw�-unifomi coveitsmu wjth _ -
<br /> �imited variwdons by juricdiclian ta eonctitule a unlform iecurity incwment cavering real propeny
<br /> _ �;�� UNIFORM COV6NAM'3. Bamawer und Lendercovenuot And agrce as fallaws: �..n.--
<br /> --- 1, P�ylpEllt Of'PI'IIICJpiI NIIA Illl@1YS�;PI'!pi!}�M�I�(I LNiQ Cllfll'gli. Bo�rower shull promptly puy when due the
<br /> '" _-� � � p�incip�1 of pnd interiest on the debt evidenccd by the Note wxl uny prcpuyment and late chargea due undcr�tie Nae. —
<br /> "� 2, Ftaado for 71�xea Aad InsurAnce. Subjeci to�pplfcabic luw o�to n wrinen wuiver by l.ender.Barower shall pc��r oa
<br /> ------- ` j L"� I.rnder on the day monthly paymcntE n►e duc under the Note, until the Notc is puid in full.A sum 1"Furds'�far:�a)yearlr :�__"
<br /> -- �::-_-�,,� =..�
<br /> � :�• uues and asses.�ment4 which may uttuin priarity over Ihis Secu�ity Instrument us a lien on Ihe Propeny:(f�!yearly IeacehaW "°"
<br /> °�` -�-��=6�*�•:�;,'; pryments or grouthi rctNs on the Praperty, if uny: (c) yenrly hu�nrd or prapeny insurunce premium4; (d1 yearty ikwd
<br /> �`��-+��. insurm�e rcmiums. if an le) yearl mat a e insurarue remiums, if�n : and(�an sums Able b HaNOwer w �
<br /> ,��i��,: P Y� Y B � P Y Y PaY Y
<br /> �.Q;.,�;,_ Lrnder,in accoMance wi�h the provisions af paragraph S.in lieu of the pnymen�of mongage insurance premiums. These �,:a.
<br /> -- �-.-.----'�" items arc called"Escmw Items.' Lerder m�y ut anY Qme,rnllect and hold Funds in an amount not lo�xceed the maaimum -..
<br /> ---++���.��:�; amo�u�t�lender for a federally rcWed mo�lga�ge loa�may requi�r for Bomower�escrow accounl under the federal [2eal �:'�'
<br /> - �` �'� Esu�te Sealement Ptoceduoes Act of 1974 as amendeef Nom time to pme.12 U.S.0$2601 rr seq.C'R6SPA"),unless another
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<br /> �'.�::�,_,�__ , la�v dpt applies w Iha Fwid+aets a tesser�mouet. If:w.Il.cnder may,at any teme.eollert and h�ld Funds in an wnount not to �r--,
<br /> R��� _ °-.,- ., e�ceed the Iesser amount. Le� m�y estimate�he umaunt of F�nds due nn the ba+is of current duta :��d reasonr�ble ,.''.'°�
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<br /> "�`�,'/�yy�� � � estimues of expe�diaurs of fwurr Eu:n�w Itemc or otherwiae ia sM:cordwrce wi�h applicable low,
<br /> '_T�... ^Y'""75c 11'�•��ii� _ -_
<br /> e+r„:� ,:..,�y.�,';�.,, 1he Funds sha11 be held in en institution whose deposits urc iosumd by u federnl agency, instrumentulfty. or entiry f___+_
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<br /> — ';,;•r„.:� (includinp Lender,if Lendeer is such sin insdwtion)or ia a�y Federrl Home L�an Ssink. l.ender shall apply Ihe Funds ta puy �„_�_
<br /> -� ti'•: •., r; tbe Escrow Items. [.ender may not charge Borrower for holding and applyin�the Funds.a�uully unalyzing the escmw -='
<br /> -�"`'�` � ` aceount, or vedfying the Escrow Items, unless Ixnder pays Borrower interesi on Ihe Fwxis and applicuble law permils --_�
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<br /> --- � a Lender to make such a charge. However,Lender moy require Borrawer to puy a onc-�ime chuge!or an independent re�l '��-
<br /> -���•-�+ry�k:�fi esta[e wx reporting service u:�ed by Lender in connecdon with 1hi�ioan,unless npplicable law pmvides whenvise. Unle�s a� _.
<br /> �-��:'.°' :';:�' agreement is made or epplicu6le law requires interest to be paid,Lende�shall not be requircd to puy Borrower�ny ink�s3 or __
<br /> -�X�� f a � e�mings on 1he Funds. Borrower o�d l.ender may ogree in w�iQng,however,that interes�shall be paid on the FLnds, Lencicr :..
<br />_____-�—:� •. .:,...;, � shatl give to Botrower.without charge,sn annuul accounling of the Funds.shc��ving credi�s and debita to�he FLnds and the �i:
<br /> - "'°°�.:��'''" ` purpose for which each debit tu the Funds was made.The Funds are pledged us additiawl security fbr ull�wans secared by __.-
<br /> - - ---..:�e'er%,:,a
<br /> -,.-�.,,�,-._ _-�-"`��n:° thla Socurity Insuument. -
<br /> �+-• ?� ', ,i If the Flmds held by Lender ex:e4tl tbe wnounts permiped to be held by upplicable law. I.ender shall account to �"
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<br />-,-�r:- . �� n ,.;,,<:-r:,,,�,� 9urruwer for the excess Funds in at:.:nrcl::nc+:wllh the requ�rements n6 applicabk law. lf the amount of the Funds he9d by
<br /> __- �" ,:7'1°''�'.;'. Lender at uny time is na softicient t��pny the Escrow Items when d�e,G.ender mny so naify Barrower in writing,un�D.in :.�
<br /> .,'°-'T�r ;i1�{'�y;�, ��� �� � �� such case Bomower shal� paX to Le�c�er Ihe amount necessary to msrlke u� thc deficiency. Borrower shall mnke up the �
<br /> `�!+~ S�"'"�'• ' deficiency in no more thar tx•alve man�hly paymems.u Lender'.v sote discrehon. }�:.
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<br />;:,:;:, , ,,,, Upon payment in full oi all sums cecured by tnis Securit} lnurument. Lender shall promptly refund to Borrower uny __
<br />"'.��:,;r-:�: .�M � ":� �:���;, ' Funds held by L.ender. If, under puragraph 21, Lender shall acquire or scll the Propehy.Lendcr, prior to the a¢quisition or �-�
<br /> ""' " '�'' sale of the Properry. shall Apply any Funds held by 4endcr al the time of acquisition or sule us p credit ugufnst the sums
<br />:;:' '�� • , secw�ed b this Securi Instrument. !`
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<br />'��' a�f- � ��,• '. 3. Applicatfon aP i's�ymepts. Unles� a�pli�cable luw provides otherwise, nll paymems nceived by I.ender under �..:.
<br />'.:,,.,� "�z �'.�:.;,,',�,'' p�ragmphs I ond 2 s�aAU�he upplied: first,to any pre payrnent charges due under the Note:secand, to amounts payubls under _
<br />.�;�;.y�,. .. � , �°� (•;,��.: paragmph 2;third,to Mterrst due;fot�nh,to principeD due:and lu+t,to uny lute charges due under ihe Note. _
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<br /> .:�.:;,�. � ;.,��,�.,;;J�,'�:;�; A. C es; Liens. Borrower shall pay oll �exes, ussessments,chnrges, fines wid impositions attributuble ta thc
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<br />• :�,,�,�r., , i5��.��.�','' :'°4�•� � Property whi�ch may nttufn priority over this Security Instrument,und leurchold payments ar g�ound rcnts,if any. Borrower °=-
<br /> � ��•. � � '� �•�;, -
<br /> +� i,�, ��'f` r��'_' shall these obli utions in the mAnner ovided in a m h 2,or if not uid in that munner,Borrowcr shs�ll puy�hem on «:��
<br /> '�.,;tc1��> �y��k 4��4,.. PeY 8 Pr P� B P P
<br /> s^`,e%W'7++•s•�,����4�Y. tlme directly�o thc persan owed paymcnt. Borrower s4a11 promptly fumish to Lendcr all notices of amoums to be paid under
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<br /> r'��.,,,�Gt��. „ 1his puagrt+ph. If Borrower makes these paymen�s d'uectly.Borrower sriaii prompdy fumish to Lender receipts evidencing ,_,.:
<br /> , �;r� ..��.�j �he PaYments. _
<br /> �� '�"�� Borrower xhall prompqy dischs�rge uny lien whicd has prioriry ovcr�his Security Instrument unless Borrowee(al Agrees � :
<br /> �.•--
<br /> • �� ^y'� in writing to the payment of the obligution secured by 1he lien in a manner acceptable to Lender,(b)contests in good tuith the
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<br /> " _ lien by.or defenda ogainst enforcement of Ihe lien in,legul praccedings which in the Lender's opinion opernte to prevent the ___
<br /> .�--•`-"�� - enforcement of the lien;or(c)secures from Ihe holder of the lien un agrcYment sutisfac�ary to Lender subordinnting the lien
<br /> '"' �• �o thls Securiry Inswment. If Lender determines that any pun of the Pn�pehy i�subject to u Ifen whKh may attuin prioriry _
<br /> �T. , • , over�his Security Insaument.Lender m[+y give Borrower a nolice idenlifying the lien. Barower shall saaisfy the lien or tuke
<br /> - ; �� " one or more of�t�e actions set forth above within 10 ciays of the giving of notice. ;�{r
<br /> S. Haw�rd or Property Insur�nce. Borrowcrshall keep the improvements now�exis[ing��r hereaflcr erected on the ,�
<br /> � : .,.,,,d � r • � . Roperty insured ugainst loss by fire.haznrds includcd wiU�in the term"extended ca�cnFe"s�nd n�e}otC�eT hs�zanis.including
<br /> �';� • � .y:,;���„ , flood:or flooding,for which Lender requirea insurance. Thib insur.u�ce �7w:: � mai�::iir�d in the umoun�s and for the
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