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"' ' r T D <br /> I. <br /> • <br /> • � - � <br /> w � <br /> • <br /> � <br /> f 9 � �o�y <br /> ' ^ ' .- n <br /> ... � 'Y p� 0. J��J'`�'I �_".� <br /> ��;1 <br /> . f , ,.!'v �,�i�� �iod,V�. vd� <br /> ,:1 <br /> �9��4'794 <br /> Home Equity Access Line Rider <br /> NdIw�TBANKS <br /> ��� ����� ��� <br /> fOpen end credit with variable rate interestl <br /> This Home Equity Access Line Rider is dated 04/14/1999 and is an amendment to ihe <br /> Mortgage or Deed of Trust ("Mortgage"1 of the same date given by the undersigned("Borrower") to secure Borrower's Home <br /> Equity Access Line Agreement with �I4RWEST BANK NEBRASKA NATIONAL ASSOCIATION <br /> ("Lender") <br /> of the same data covering the property described in the Mortgage and located at: <br /> 4188 MANCHESTER RD AND ISLAND, NE 68803 <br /> Property address <br /> ln addition to the covenants and agreements made in the Mortgage, Borrower and Lender further covenant and agree as follows: <br /> 1. The word "Note,"as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br /> 2. The Note evidences an open end revolving line of credit agreemeni between Borrower and Lender. The amount stated in the <br /> Mortgage as the principal sum of the indebtedness is the credit limit for the line of credit. All advances made at any trme by <br /> Lender in accordance with the terms of the Note, and all interest on the advances, shall be secured by the Mortgage. <br /> However, at no time shall the principal amount of the indebtedness secured by the Mortgage, not including sums advanced in <br /> accordance with the mortgage to protect the security of the Mortgage, exceed the stated credit limit for ihe line of credit. <br /> 3. The Note provides for: <br /> a variable�ate of interest expressed as a daily pe�iodic rate equal to 1/365 of an annual rate of 0.75 % <br /> plus ihe "lndex Rate." <br /> The daily pe�iodic rate may increase if THE HIGHEST PRIME RATE <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE <br /> (the "lndex Rate")increases. The initial daily periodic rate is .023287 %. This corresponds to an annual <br /> percentage rate of g,5 p %. The annual percentage rate will never be more than 18%. The daily periodic rate will <br /> be adjusted on the first business day of every month, using the lndex Rate in effeci on the last business day of the prior <br /> monih. An increase in the daily periodic rate may increase the mon[hly payment due. <br /> NOT/CE.• TH/S MORTGAGE SECURES CRED/T/N THE AMOUNT OF S 2 8. 0 0 0 . LOANS AND ADVANCES <br /> UP TO TH/S AMOUNT, TOGETHER W/TH/NTEREST,ARE SEN/OR TO/NDEBTEDNESS TO OTHER CRED/TORS UNDER <br /> SUBS UENTL Y RECORDED OR F/LED MORTGAGES AND L/ENS. <br /> Bo o 'na e Bonower's signatuie <br /> I <br />