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r � �r• • <br /> • <br /> ^ � ._ �.. � �_ ... , , .. . <br /> �„�� y . �.. k.,,�'+ <br /> G5. 5:�.� — , ����� <br /> �,.�;,,, ���—�� `:; >.e. �.,. <br /> �j� q - la � `lR2 <br /> �� Home Equity Access Line Rider <br /> �BANKS <br /> � <br /> (Open end credit with variab/e rate interest) <br /> This Home EquityAccess Line Rideris dated 04/17/1999 and is an amendment to the <br /> Mortgage or Deed of Trust ("Mortgage"1 of the same date given by the undersigned("Borrower"1 to secure Borrower's Home <br /> Equity Access Line Agreement with NORWEST BANK NEBRASKA NATIONAL ASSOCIATION <br /> ("Lender"1 <br /> of the same data covering the property described in the Mortgage and located at: <br /> 4210 STONERIDGE ��'G�/Z GRAND ISLAND NE 68801 <br /> Property address <br /> ln addition to ihe covenants and agreements made in the Mortgage, Borrower and Lender further covenant and agree as fol%ws: <br /> 1. The word "Note,"as used in the Mortgage and this Rider, refers to the Home Equity Access Line Agreement. <br /> 2. The Note evidences an open end revolving line of credit agreement between Borrower and Lender. The amount stated in the <br /> Mortgage as the principal sum of the indebtedness is the credrt limit for the line of credit. All advances made at any time by <br /> Lender in accordance with the ierms of ihe Note, and all interest on the advances, shall be secured by the Mortgage. <br /> However, at no iime shall the principal amount of the indebtedness secured by the Mortgage, not including sums advanced in <br /> accordance wiih the mortgage to protect the security of the Mortgage, exceed the stated credit limit for the line of credit. <br /> 3. The Note provides for: <br /> a variab/e rate of interest expressed as a daily pe�iodic rate equal to 1/365 of an annual raie of 0.50 % <br /> p/us the "lndex Rate." <br /> The daily periodic rate may increase if THE HIGHEST PRIME RATE <br /> PUBLISHED IN THE WALL STREET JOURNAL 'MONEY RATES' TABLE <br /> (the "lndex Rate"1 increases. The initial daily periodic rate is .022602 %. This co�responds to an annual <br /> percentage rate of g,25 %. The annual percentage rate will never be more than 18%. The daily periodic rate will <br /> be adjusted on the firsi business day of every month, using fhe lndex Rate in effect on the last business day of ihe prior <br /> month. An increase in the daily periodic rate may increase ihe monthly payment due. <br /> NOT/CE.• TH/S MORTGAGE SECURES CRED/T/N THE AMOUNT OF S 3 8. 0 0 0 . LOANS AND ADVANCES <br /> UP TO TH/S AMOUNT, TOGETHER W/TH/NTEREST, ARE SEN/OR TO lNDEBTEDNESS TO OTHER CRED/TORS UNDER <br /> SUB QU TL Y RECORDED OR F/LED MORTGAGES AND L/ENS. <br /> � x/ <br /> ��rr er's signatur Bono er's signature � <br />