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<br /> 91- 102840 _ _
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<br /> ; TOaE7'HBR WITH uU ttx:improvements nciw�x hereu8er erec�ed��n the pmperly.und ull ca�emernti,uppuhenw�c:e�, —'`"'''-
<br /> ond flxtures nc�w or hereafter u pun oi'ihe property. All replucemenl� and uJdili��n�.h�ll ulx��he covered My ihl�Secu�i�y
<br /> - ' u\ � '"' Inurument. All of Ihe forc�toing is reierred w in thia Security In�waxnt ux�ha"Hr�penY•" .��____
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<br /> '„ ,�' .:�.E�„••., BURROWER COVENAN'fS Ihul BuROwcr is lawiully sciscJ of thc e�tutc hcroby convcyat und ha�ihc right tu Frunt _
<br /> r r��`�� und convey the PmpeKy und IhAt�he Property ia unencumbered,exce�t far encumbrunce�ot're�:ord. Hcxrower wrurunl�c ond �
<br /> , :�,..� will d�:fend gcnerally thc UNe to Ihe Pro�eny ugain�t all claims and dcmunds,.uhj�wl to uny encumhrances uf rei:urd. .� u_,__
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<br /> '°"��' THIS SECURITY INSTRUMENT mmbines unifarm covcnunth f�r nnli�nal ux� und non•u�ifarm cavenantti wilb �_
<br /> '.�",'. .. � � limited variations by Juri�diclian ro canst ituie a unifnrtn xecuriry imtrumem covering real pmpeAy �y:�
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<br /> , •n:. . UTUIFORM CQVENANTS. Bo�rower and Lender coveuunt und agrce a�.faUows: -�_=-
<br /> � .� �`,��c '� 1. Payment of Principal and Interesti Prepayment and Late ChoryReA. Borrowe�shu�l Promptly pay wh�n duc the �,,_
<br />�;�' :,j�° ,�,�, principal of und interest on the debt cvidenced by the Notc und uny prepAyment und late cha�es duc under the Notc. �=,_____�_ i
<br /> � .� . 2. Fl�nds for 7}�xes aud�n.gurance. Subject la upplicuble luw or ta u wri�ten wuiver by Lender,sc�tmwar.r•hall puy Io � �-
<br /> �' �� Lender on Ihe day mocethlx BraYments ure duc under tttic Note,until the Notc in puid in full.u sum l"FunJ�') for:lul yeurly �, . L
<br /> � ����,
<br /> r;:' �';,•;;'t . " �axes und assessmczus�.Vhich cnay attuin prioriiy oveP ohic Securiry Instrumem us u li�n on the Propehy:(b)yeai'ly Ica�chold � -_: : -_
<br /> „ . Qayments o� gmu,nd rents an thz PtopenY, it any: �r► yeurly haznrd or property insu�ance pmmiums: edt yearly ti.aod ��,,T,,,m,m��._ �
<br /> t��.�' . ... ' msurance p�e�nuurrns.if anp:(e1 ye�•�uly rtactg�e iosurance premium�, if any: und ifl any � (x�y;+►b� by Borruwer tv �r��r,��,�.,�;�.v��,�_=•
<br /> ' Lender.in accostt�uw�: with th�:provisiwu of paragr.►pN 8, in lieu of ihe payment of mungage insura�x-�:premiurns. '1 fte�� r.-�T:��,'-~"
<br /> ' " items ure caleed"Escrow�u�rms." Lender may,at an,>rime.coltect uod hold �unds in an amc►tuu�cw�co exceec�tLte muximam �;A��+�,=
<br /> . . , ' ,.::�. ; amount a lender for p fe��..a;�ty related �m�rtga.�e i�um muy require for Barrow�,�r� esrruw :xrauee unc5er the fedeml Reul
<br /> .;:'..� �tatc Scnlca�ent Prac�•cla�es�►cl�i'1`17.1 a�:�n►ends�f'iram time to t ime.12 U.S.C.� Zt+fll et srr�.l"RESPA"►,unle�.uno�hcr �--�,._-,���`
<br /> ' J ��W�►c��u pe�s io the Funds sets a le�.�c�r.amount. II'so,L.ender may,at any timc,coll�:t ac�hoRd FunJs in un umount not to ti• ' -- _
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<br /> �� '� ^�`��� . ('';i;', r.rcecd t1�e 4•rs.ur �+mount. Lendec mu} �stimntc the amount of Funds due on the basi. ot r�urent da�u und reuwnuble �____='�-`S1�
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<br /> � . es�imutes uf expendiiures of future E�cr��«•Items or o t he r w i s e i n a c c o r d u n c e w i t h u p plicable law•. -,;,,..
<br /> The Funds shall be held in un in.liwtion whose deposits ure insured by u fedeml ugency.instrumentulity, or cmity :,�jr�f',�;4':_:,
<br /> ,�` lincludin Lender,il Lrnc4�r is such an institwionl ar in un Feden►�Flome Loan 8unk. Lender�hnll upply�he Fund+to pay . ti:
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<br /> " : � ' the Esc�uH Itemti. l.�tn:�Fc.r may not ch�rge Qarrower for holdinF und applying Ihe Funds, unnu�lly anulyzing the escmw '":.;�����3?"`--
<br /> " accoun�,�x venfying the Eserow Item�,unless Lender p�ys Basower intere+t on Ihe Fundti and upplicublc luw permits ,R;Z+'___ _
<br /> Lender Ia mukc such s�charge. Howcver,Lendcr muy rcyuire Borrawcr to puy u une-lime churgc for an independent rcul �__u�_o,�,,
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<br /> , ' est�te tax reporpng service used by Lender in connection with this loan,unlesti�pplicable law pmvides otl�rwise. Unless an ���,�_,�';�
<br /> ' ugreement is madc or Applicnble law requires interest to be paid,LcnJer shull not be rcquin�l to pay Burrower any inlerext or __ -_a
<br /> � � eumings an thc Funds. Bormwer and Lender may a�ree in writing,howevcr,that interest�iall be paid on the Funds. Lr.ndcr L'�`..� �
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<br /> ••'•'`�"-•.�• shull give�o Barrower,without charge, an annus►1 uccouMing of ihe Funds, showing cmd�ts and debits to the Funds and the :�,,,��
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<br /> :�•. ��,;,:� � purpose for whi�h c+wi�debii to thc Fu:.�s ti_ay made. The F��nd�aire�Iedaed us additionaf+ecurity far ull sums Secured by -- ...=:�,, -
<br /> ~�,±�; :. � ;(;`::..` this Security lnstrument. . ,`�'`��'"�
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<br /> �„i.;�•..; •:. . . • , If the �unds h�ld by Lender exreed the nmoums permiued �o he ixld bc applicnblc luw. Lender shnll accoun�tai s�.,,,
<br /> �''`�'�� 3 .�; r'c •�'' � Borrower for 1he excess Funds in uccordancc with the reyuirements of applicat�e law. If the amount of the Funds held by �.�,�„.. `:;�,
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<br /> ��•�'• �� '�',;�:,��•' � � Lrnde�at any iime ir not sufficient to puy the Escrow Itemx when duc,Lem�A:r mity sn notify Borrower in writing,and,in R::.t �,
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<br /> `•:.'•:�. � � .! +; such case Hormwei tihall pay to L.�nder the umuunt nccesxary ta muke up thr deficienry. Borrower,hall ms�ke up ihe .,.,,:,. �..,,
<br /> . � . e Lender's si�le diycretion. �'I �
<br /> � .. �,� ''��y
<br /> '�'� •� deficiency in no mare thun twelve monthly payment..ut ����_.,�,•Y:.
<br /> • U�n puymem in full of all,ums ,ecund hy�hi+Sewrity lnrlrument.Lender�hull promptly ml'und to Borrower uny �,�.� �;p�..�;___
<br /> • � Funds held by Lender. If,undcr paraFraph 21. Lcnder shall ucyuirc or�ell�hr PmperiY.Lender,prior to�he ucyuisition or �a -
<br /> . f, , sule of�he Propeny, tihall upply •rny Funds held by Lendcr�t lhe �ime ot'acyuisition or sale un v credit uguins� the sum� �' , � i
<br /> � � : secured by this Security Imirumcm. �� j
<br /> � 3. ApplfcaUon of PAymen�s. Unlc„ :�pplirublc luw providcs otFxrwi+c, all puyments reccived by Lendcr uixter , . ___
<br /> • �� � ' purngrnphs I and 2+hall lx apPlicd:fir,t,to any pRpaymem ch�u�e�.iuc under thr Noie;second,to umounts payuble under � ;: :^_,: ,
<br /> � ,'�'�` nra ra h 2:third,to interest duc:founh,to prinripal due;und la�t.to:�ny lute churgex due under the Note.
<br /> f " � .,��'��"� ��� p � p Bom�wer shull a ull rrxes, i�ti�c++m e n t ti,c h u rg e s, t i n e s u n d im p otiitions unributubk to Ihc �• � ' '-__
<br /> • � 4. Charges; Lien�. P Y •�� .�'-
<br /> �,{'.,,;�i�'; , ,'�;i�;`;;�r,,. Property which may uaain priority ovcr ihix Scruriry Instrumem,and Icasclx�ld puyments or ground rent�,if uny. Bnrrower . __y A�
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<br /> ;,.::'�•.•�'►• •r, ,•;��I,F:,', xhall pay Ihcce obligations in thc manncr providcJ in parugruph?. or if not paid in that munner,Borrowcr�hall pay�hem on � r:�„r
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<br /> , • � ;�y�5�����'�"' '�,,,��,i,:,•..:• { time directly to ihc pen�on owrd paymcnt. Bnrrawcr shall prompUy(umixh te E.enclrr nll notices ot'�mnums u�hc paid under - �
<br /> -•�;:..�.� this pumgruph. If Borrowcr mukc�the�e payment,direcUy, Bonoaer sluEl prompUy fumish to Lcndcr rcceipts evidencing - =
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<br /> s , • _ .;s�•,),, �he pAyments. , . . ,., fs!�_=
<br /> • " Horrowcr+hall prumpdy dischurge any lirn which hns priuriq o�cr ihis Security Intitrument unless Borrower:lal ugrc�s _
<br /> '�-•':;,• ' • in writing to the payment o!thc obligatiun�¢cureJ by Ihc licn in u rnanncr acceptablc to Lcndcr.161 rontes�s in ga�d fuith thc ;',� � _�;�Y
<br /> , � � ., , ..,;.�;,:t�;�, . lien by,ur defends ugainst enforccment af thc lien in.Icgal pnxeedin�s which in�he Lcndcr:opinion operute to prevent thc ;..Y.I ,• •-------
<br /> ,,:,:.,.1,'{�'; enforcement ot the licn:or Icl xc�ure. fmm the holdcr of the Ifen s+n a�!reement.utisfucrory to Lender suix►rdinuting the licn ,: t:,•:;5'r•��_�
<br /> � � ;;;7c�`t..;•;.. , to this Security Instrument. If Lender determincs t hat uny pu n o f t h e P r u p e r t y i.ti u b j e c t t o a l i e n w h i c h m u y•r t t A i n priorit y : ,�.: •, y
<br /> '���'<''„;J''•'�r;:�•�� over this Securit Instrument.Lcnder�nuy give Borrower a notice i��ntif'ying the lien. Baaower shall sutitify the lien or�ake ���;,�`,�
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<br /> j,;; . :. ,��`,� one ar more otthe uctions,et fonh:�bc�vc within IU dayc of thr gi.Bng of notice. ;�,�,�: I. �'��!^`; .
<br /> 1'''`��- �•"� S. Hazord or Property Insu�ance. Bormwrr rhull k�ep the impro�•crr.er.ts noW existing ur hereaftrr crccted on the ,r.,;. ,
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<br /> ��. �+� b ''��A,���;�� ',`�i'' Propertp insured�gain.t loss by tire,hazards includrd within thc[:rm"�xtrr..:ed.r�v�r.�ge"and any uthcr hsuunis,including , �
<br /> i .:t;.,��' ,�. ti',�' (� � '{�E�IS;[,:.. . �:�'�r .
<br /> ,r.4�.� , � � i tlouds ot flocd�n8,fiir which Lender requires imuruncc. Thi. ir�.t��anrr �hall he maintained in thr amoums and for ttm
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