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202506279 Loan Number: 0030039820 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 4th day of November 2025 , and is incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure Borrower' s Note to EQUITABLE BANK, A CORPORATION (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 944 E 19th St, Grand Island, Nebraska 68801-241 1 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD (the "Declaration"). The Property is a part of a planned unit development known as [Name of Planned Unit Development] (the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits and proceeds of Borrower' s interest. PUD COVENANTS. In addition to the representations, warranties, covenants, and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower will perform all of Borrower' s obligations under the PUD' s Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or other rules or regulations of the Owners Association. Borrower will promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PUD RIDER - Single Family Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form315007/2021 Page 1 of 3 DocMagic 1 IIIII IIIII IIIII1111111II11111 IIN III11IIIII IIIII IIIII I I III IIIII IIIII IIIII III11 IIIII IIII IIII IIIII IIIII 11II IIIII IIII IIIII IIII11III IIII IIII IIII IIIII IIII1111 IIIII III all us3I50.ridJanl