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REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />El Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) isJan 27, 2004 ----------------- <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:BECKY J JOHNSON and EARL JOHNSON, WIFE AND HUSBAND <br />PO BOX 322 <br />AIDA, NE 68810 <br />0 If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />Arend R. Baack, Attorney <br />P. O. Box 790 <br />Grand Island, NE 68802 <br />BENEFICIARY: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street Grand Island, NE 68801 <br />Organized and Existing Under the Laws of The State of Nebraska <br />2. CONVEYA.*ICE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />THAT PART OF BLOCK 4, IN BROWNS ADDITION TO THE VILLAGE OF AIDA, MORE PARTICULARLY <br />DESCRIBED AS FOLLOWS, TO -WIT: COMMENCING AT THE SOUTHEAST CORNER OF SAID BLOCK 4, <br />RUNNING THENCE NORTHERLY 150 FEET ALONG AND UPON THE EAST LINE OF SAID BLOCK 4, <br />THENCE WESTERLY 50 FEET PARALLEL TO THE SOUTH LINE OF BLOCK 4, RUNNING THENCE <br />SOUTHERLY 150 PARALLELED WITH THE EAST LINE OF SAID BLOCK 4, RUNNING THENCE <br />EASTERLY ALONG AND UPON THE SOUTH LINE OF SAID BLOCK 4, A DISTANCE OF 50 FEET TO <br />THE PLACE OF BEGINNING, HALL COUNTY, NEBRASKA. <br />The property is located in ------------ _---- Hall ___ --------------- at 202 OAR ST_ <br />(County) <br />--------------------------- - - - - -- ------ - - - - -- gip'------- - - - - -- Nebraska - - -- 68810--- - <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). <br />3. MAX 4UM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $12, 565. 50 --- - -------------- This limitation of amount does not include interest and other <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt(s) secured and you should include the !final maturity date of such debt(s).) <br />A Line of Credit Agreement dated 01/27/2004 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4) <br />Q 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />(M C465(NE) (9902).02 VMP MORTGAGE FORMS - (800)521 -7291 <br />is <br />CDm <br />T <br />C <br />C) <br />CD —1 <br />17'1 <br />co <br />-< c <br />CL <br />o <br />frh <br />0 <br />CD <br />'n <br />V1 <br />r cDn <br />CD q <br />OD <br />" <br />_ <br />� <br />W <br />F-" <br />co <br />Cn <br />r-r <br />CP <br />z <br />200401021 <br />— State of Nebraska <br />Space Above This Line For <br />Recording Data <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />El Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) isJan 27, 2004 ----------------- <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:BECKY J JOHNSON and EARL JOHNSON, WIFE AND HUSBAND <br />PO BOX 322 <br />AIDA, NE 68810 <br />0 If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />Arend R. Baack, Attorney <br />P. O. Box 790 <br />Grand Island, NE 68802 <br />BENEFICIARY: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street Grand Island, NE 68801 <br />Organized and Existing Under the Laws of The State of Nebraska <br />2. CONVEYA.*ICE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />THAT PART OF BLOCK 4, IN BROWNS ADDITION TO THE VILLAGE OF AIDA, MORE PARTICULARLY <br />DESCRIBED AS FOLLOWS, TO -WIT: COMMENCING AT THE SOUTHEAST CORNER OF SAID BLOCK 4, <br />RUNNING THENCE NORTHERLY 150 FEET ALONG AND UPON THE EAST LINE OF SAID BLOCK 4, <br />THENCE WESTERLY 50 FEET PARALLEL TO THE SOUTH LINE OF BLOCK 4, RUNNING THENCE <br />SOUTHERLY 150 PARALLELED WITH THE EAST LINE OF SAID BLOCK 4, RUNNING THENCE <br />EASTERLY ALONG AND UPON THE SOUTH LINE OF SAID BLOCK 4, A DISTANCE OF 50 FEET TO <br />THE PLACE OF BEGINNING, HALL COUNTY, NEBRASKA. <br />The property is located in ------------ _---- Hall ___ --------------- at 202 OAR ST_ <br />(County) <br />--------------------------- - - - - -- ------ - - - - -- gip'------- - - - - -- Nebraska - - -- 68810--- - <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). <br />3. MAX 4UM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $12, 565. 50 --- - -------------- This limitation of amount does not include interest and other <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt(s) secured and you should include the !final maturity date of such debt(s).) <br />A Line of Credit Agreement dated 01/27/2004 <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4) <br />Q 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />(M C465(NE) (9902).02 VMP MORTGAGE FORMS - (800)521 -7291 <br />