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2025061 2.8 MIN: 101468600300396551 Loan Number: 0030039655 PLANNED UNIT DEVELOPMENT RIDER THIS PLANNED UNIT DEVELOPMENT RIDER is made this 31 st day of October 2025 , and is incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of Trust, or Security Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure Borrower' s Note to EQUITABLE BANK, A CORPORATION (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 815 Kenneth Dr, Grand Island, Nebraska 68803 [Property Address] The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other such parcels and certain common areas and facilities, as described in COVENANTS, CONDITIONS AND RESTRICTIONS OF RECORD (the "Declaration"). The Property is a part of a planned unit development known as Coper Creek Estates [Name of Planned Unit Development] (the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the uses, benefits and proceeds of Borrower' s interest. PUD COVENANTS. In addition to the representations, warranties, covenants, and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. PUD Obligations. Borrower will perform all of Borrower' s obligations under the PUD's Constituent Documents. The "Constituent Documents" are the (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document which creates the Owners Association; and (iii) any by-laws or other rules or regulations of the Owners Association. Borrower will promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. MULTISTATE PUD RIDER - Single Family Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3150 072021 Page 1 of 3 * DocMagic I IIIIIl.IIIII IIIII 11111111111111111I11111 IIIII 11111101111 III IIIII IIIII IIIII IIIII IIIII IIIII IIIII 11III I111111111111111II1111 I101I IIII IIIII IIIII IIIII 11111111111111111110I n11 us3150.ridwnl