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200111910 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />Seal <br />J ES R. TUREK - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />o (Seal) <br />IMOGENE TUREK - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />NTCD9153 - (4/01) / 041 - 325200 -8 <br />m <br />815R (0008) Page 4 of 4 Form 3192 1/01 <br />