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0 <br />Z <br />Cn <br />Ln <br />CD <br />a <br />c� <br />O <br />N <br />c� <br />G <br />3 <br />N <br />CD <br />C] <br />CD <br />o ° <br />J <br />V After recording return to: <br />Z7 <br />p <br />-J <br />w <br />cZn <br />cif Q CITIFINANCIAL, INC. (MD) <br />cv <br />±'� <br />t— z i t <br />Z V V <br />rn V <br />3415 WEST STATE STREET <br />�r Q = <br />W GRAND ISLAND NE 68803 <br />bi <br />V V CC <br />DEED OF TRUST <br />Pte, <br />THIS DEED OF TRUST is made this 2nd day of February 2004 among the Trustor, <br />JOSEPH G ANDERSON KIMBERLY M ANDERSON <br />(JOINT AS HUSBAND AND WIFE) (herein "Borrower"), <br />Michael F. Kivett (herein <br />"Trustee "), and the Beneficiary, CITIFINANCIAL, INC. (MD) <br />a corporation organized and existing under the laws of Maryland , whose <br />address is 3415 WEST STATE STREET GRAND ISLAND NE 68803 (herein <br />"Lender "). <br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably grants and <br />conveys to Trustee, in trust, with power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />FRACTIONAL LOT TEN (10), IN FACTIONAL BLOCK THREE (3), IN CHARLES <br />WASMER'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />AND WASMER'S ANNEX TO FIRST ADDITION, AND ITS COMPLEMENT, TO -WT: <br />FRACTIONAL LOT 10 IN FACTION BLOCK 14 OF BAKER'S ADDITION TO THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />which has the address of 1904 W 1ST <br />Nebraska 68803 (herein "Property Address "); <br />, GRAND ISLAND <br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply such <br />rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and all of the <br />foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter <br />referred to as the "Property"; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 02/02/2004 <br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 38, 649.66 , with interest thereon, <br />providing for monthly installments of principal and interest, with the balance of the indebtedness, if not sooner paid, due <br />and payable on 0 3 / 0 7 / 2 019 ; the payment of all other sums, with interest thereon, advanced in accordance herewith to <br />protect the security of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein <br />contained. <br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants that <br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />Nebraska 26876 -4 1/98 Original (Recorded) Copy (Branch) Copy (Customer) Page 1 of 5 <br />