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200400999 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />/V1d 4 Z 4 4 (Seal) <br />KRAI D GARRISON - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Witness: <br />State of Nebraska <br />County of HALL <br />& al, N�� (Seal) <br />BRENDA L GARRISON - Borrower <br />Witness: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />The foregoing instrument was acknowledged before me this Z -74!"detj <br />by KRAIG D GARRISON, BRENDA L GARRISON <br />GENERAL NOTARY -State of Nebraska <br />NATALIE A. MEYER <br />My Comm. Exp. Dec. 12, 2004 <br />Signat e of Person Taking Acknowle g ent <br />Title <br />Serial Number, if any <br />(Seal) My commission expires: <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DocMagicflPr 800- 649 -1362 <br />Form 3028 1/01 Page 13 of 13 www.docmagic.com <br />Ne302813.mzd <br />