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<br /> � 'I�Ot�'I�i�t N►17�i W 8a impiaremanh no�ar 6a�e�fler eterolod cn the p�operty.�nd dl awrwyr.ap�t.�oc�, ,
<br /> �I lixtwrs�ow ar I�w��M�r�ppi ot the p�opaaty. AI��epUowaarMr�nd+iddiNaw�iwll dro bs aarwrd!hr�i��br
<br /> t�nt. AU d�M to�oia�i�refarod a in thi�Searky ta�aun�are a�he"P,ropa�y.
<br /> BORRON6R OONIINAM'3�b�t Borro�►�er is l�wr(Wlly�eired d d�e est�ta deneby conveyed and iw tbe ri,{bt w pant
<br /> and a�nwy the and th�t tbe Propetty ls una�cwabered.e�ccopt far a�cumb�noeo oP rooad. Barower�r�rr�au aad
<br /> wW eM�aa�y ibe dtle ro 1he Pnape�ty q�roc.0 ewaas.a6 aeaarb.,waJea ro.ny a�cuia6hnoe.oP�oo.d.
<br /> TF�S S8CURITY AVS77tUM�lVT cambines uniform covenanta for nulorwl use and nan•unitam covawus wJth
<br /> �u�atted v�ririoa.iry ju�i�dtction a oo�udwte.u�iram�eauiry in�aurt�cnt ean►vin��+au pnpaty. �
<br /> UNIPORM O01/BNAIV7 S. Ramwer�nd L�M.r coveo�nt ud�roe u fallovw:
<br /> 1. hraent af P�IndpN a�d Istene�ti p�7�t aad I.�te Chu�es. Bamuwer�11 P�P�Y i�Y wikn due tfle
<br /> oP�nd btaesc oa the debe evldenoed by�he Nao and�nY ProWY��and U[e ahu+ges due under tha Nae.
<br /> Fbad�lbr'lyuca�ad Iaar��a. Subjec�w y�plic�We lew or a�w�iaen w�iver by L�der.Ramnwar rball p�y to
<br /> I.a�der on the d�Y��Y P�9�ts�e due�odet die Note.uah'1 We tVote is paid in fi�ll.a wm("Plmds"I for:(a)Y�Y
<br /> twccs�nd aaezar�nt�wUidi�y atW�lprio�it�►over tN�Sacu�ity Inaaumeat aa#Iko an thc Propatty:(6)Y�Y��
<br /> ypl menU a ground�s on We Propaty.ii �y.- (c)Y�Y � �Pro'P�i' �P�ums: ld)Xar�Y flood
<br /> 6a�aooe p�emiwne.if�ny;(e)Yeariy nort�a ias�u�noo p�iiums, if any:aAd(�aaY � P�Y��B��rower to
<br /> Laader.in+�ocardanoa with drc proWslam of par�grapA 8.In licu of d�c p�ytnant of matg�ge iosuenoe praniuns. Thete
<br /> items tro ca0od'F.�cmw Ileme." I.a�der msy,u any time.collect aad hoW Pw�ia aa anwum oo!1a ezeeed die awti�aucn
<br /> amouat�la�der far a fodaally reWed mo�tgage Iw�e o�ay�eyui�o for Bomuwerl es�mw�oc,wnt urnkr tba A'ederd R+ail
<br /> F.�e Sadanaet Proeedu�es Act of 1974 as�meMed fram tupe w time.12 U.S.C.f 2601 ef seq.("RBSPA"{.�nlas anot6a
<br /> l:�w�t�..-s�t!x 5°cs:s�s�:a lc.xr�eo�sst If�e,Llst�t saay.at a�y lia�,cc!!ee!a�!sold�3as�f�e��ssasast uas!a
<br /> exaeed the k�a �uno�uM. L.a�der rru�y eadtnate d�e �a�ount of Eiuds due a� th�t�sis of ciurrnt dYa aa� �sonsble
<br /> �of�aepeadipu�of fuwre Eicrow Items ar whawjse ia�cca�d�a�oa+vlth�pplucAbk law.
<br /> 7t�o Eimda slwll 6e held in an iro6tudon whose depo�ifs aie insu�od by a fed�ral ager�cy. inawmart�llty.ar eatity
<br /> (iacluding L.ender.if L.a�de�Ls such an iaatitudan)or i��ny Federal Hotne Loan ssnk. L.eMer shall apply the Hu�da W p�Y
<br /> the Escmw Items. l�da��wy not clarge Bonower for holding ard applying the Tvnds.annwilly aiWyzing �he eacraw .
<br /> account,ar verifying tMe �a�crow ltems.unless L.ender pays Barower interest aa the FLnds and applicabk law parmite
<br /> l.a�der W mwke such A chu��e. However. L�aider may icqui�e Bamowtr w pay x�one•time chuge far an irdepatdau t+dl
<br /> esute toc�epo�Nng corvlar�ised by l.ender in ca�urccdoa with thie lo�n�unless a�cAbla law provides atherwise. Ualess an .
<br /> ��groemeat is made or spplicable I�w aquir+es iatenest to be paid.l�ender shall not roquirod to pay Horrower my inte�st or
<br /> eamiags a1 th�e P1u�ds. Bomuwer and l�endcr may agroe in writfng,howevcr.ttuit interest sh�ll be p�id an tho iiu�. I.endar .
<br /> �.wU give to Bon+ower.wlthout charge.m annual accounuiag af the fim�ds,showing c�dlts and debila w the Ii�nds and the
<br /> P�+�i►ose fat which each debit w�he W�w�s made. 74re Funds ate pledged�addi�iomi securlty for all wms securod by
<br /> s3��Sx�1ty�xi.
<br /> It the F�nds held by l,erder excood the amount�permltted t�A►e held by applicable law. Ltr.der ahall nocount ta
<br /> Bamwer fa the eace.w Funds in accordana with the rcquircments�f�licable law. If the amount of the Por�ds held by
<br /> I.aKler at any time ic not wffic�ent to pay the Fscrow Itenis when due,Lender mey so�wtlfy Bormwer in w�iting.and.in
<br /> such c�se Borrower ehall pay to Lender the wnount nocessary to mulce up the deficiency. Borrower siwll make up the
<br /> deficiency in no mon thw�tw:lvo montfdY PeYments�at I.�nder`s sole discr�edon.
<br /> Upon paYment ln ful{c+�n]I sums secwed by this Security Insmimen�Le�der shull prompUy rcfund to Borrower any
<br /> Rmds held by i,ender. If,ta�nder paragmp�21,Lender shall acquire or selllhe Ptoperty.l.ender.prior to the Acquisition or
<br /> sak of the property,shall apply any Flm(Js held by l.ender at the time of acquisition or eale as a c�dit against the aums
<br /> se�vred by t0�us Securiry Insttttment
<br /> 3. Applk7�tbo of Pqymenfs. Unless upplicable law provides dherwfse, all payments �ecxivad by Lender under
<br /> paragr�phs 1 and 2 sludl be appli�d:firsl,to any prepayment chazges due under the Note:secad.to amounts payt�ble uader
<br /> parograph 2;thlyd.w interost due;fourth,to principal due;and last.to any late chorges due under the NotG.
<br /> 4. Cbar�es; Lleas. Borrower shall pay all taues. essessments. charges. Mes and tmposidons attribumble to the
<br /> Prvperiy which may attain priority over this Security Instrument.and leagehold payments or ground ants,if any. 8orrower
<br /> shml p�y lhese obligativns in the manner provided in paragraph 2,or if not paid in that manner.Borrower shall pay them on
<br /> time djrectly to the person owed payment. Bortower shall prompdy fumish to l.ender all notices of amounts to 6e pald under '
<br /> thia puag�aph. If Borrower msilces ttiese payments directly,Bomuwer shall pmmpUy fumish to Lender roceipls evidencing
<br /> the payments. _
<br /> Bomnwer shall pramptly discharge any Ikn which has priority over this Securtry lnstrument unless Borrower:(a)agrees
<br /> ' in writing w the payment of the obligation secured by the lien in a manner acceptable to Lender.(b)contests in good faith the
<br /> lien by,or defends against enfarement of the lien fn,legal proceedings which in the I.ender's opinion operate to prevent the
<br /> enforcennent of the lien;or(c)secures from�he holcler of the lien an agreement satisfactory to Lender subordinating 1he lirn °
<br /> � to Ihls Secudry Inswment. li Lender determines that any part of Ihe Property is subject to a lien which may attain priortty
<br /> over this Securiry lnewmeat,Lender may give Borrower a notice idepdfying the lien. Borrower shall aatisfy the J�en or lake
<br /> one or more of the actions set fonh above within 10 deys of the giving of notice.
<br /> S. Nar.�rd or Property loeurance. �orrower shall keep the improvements now existing or hereafter erected on che —
<br /> Prope�ty insurcd against loss by fire,hs�zards included wilhin the tarm"e�tended coverage"and any other hazards,including �
<br /> flaads or fiooding.for wt+ish Lender requirca insurar�cc. 'f'his insurance shall be mainwined ia !�e amoun�.c unt! for thc =
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