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C ECK <br />REFUNDS: <br />CASH _ <br />�...�� CHECK <br />EI,ORDED <br />cs) HALL COUNTY NE <br />es- INST 2t1Z5 o 5 E, a u ZOZ5 QCi - P 3: 22 <br />13VI1SUY '1'0 <br />After Recording Return To: <br />U.S. Bank National Assoc <br />Attn: Centralized ImageCv <br />800 Moreland Street <br />Owensboro, KY 423012046 <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />WOLD <br />REGISTER OF DEEDS <br />SUBORDINATE DEED OF TRUST <br />Deed of Trust Will be Recorded in Second Lien Position <br />Words used in multiple sections of this document are defined below and other words are defined <br />under the caption TRANSFER OF RIGHTS IN THE PROPERTY and in Sections 11 and 14. <br />Certain rules regarding the usage of words used in this document are also provided in Section 12. <br />Parties <br />(A) "Borrower" is Enrique Contreras and Margarita Villaroel, a married couple <br />currently residing at f 721 Superior St [Street] Grand Island [City], Nebraska 68801 [Zp. Borrower is <br />the trustor under this Security Instrument. <br />(B) "Lender" is the Nebraska Investment Finance Authority. Lender is a body politic and <br />corporate, not a state agency, but an independent instrumentality exercising essential public <br />functions,. organized and existing under the laws of Nebraska. Lender's address is Suite 200, 1230 <br />0 Street, Lincoln, Nebraska 68508-1402. Lender is the beneficiary under this Security Instrument. <br />The term "Lender" includes any successors and assigns of Lender. <br />(C) "Trustee" is U.S. Bank, National Association. Trustee's address is 9380 Excelsior Blvd. <br />Hopkins, Minnesota, 55343. The term "Trustee" includes any substitute/successor Trustee. <br />Documents <br />(D) "Note" means the promissory note dated September 30 , 2025 , and signed by <br />each Borrower who is legally obligated for the debt under that promissory note, that is in either (i) <br />paper form, using Borrower's written pen and ink signature, or (ii) electronic form, using <br />Borrower's adopted Electronic Signature in accordance with the UETA or E-SIGN, as applicable. <br />The Note evidences the legal obligation of each Borrower who signed the Note to pay Lender <br />Ten Thousand Five hundred 00/100 Dollars <br />(U.S. $ 10,500.00 ) plus interest, if any. Each Borrower who signed the Note has promised <br />to pay this debt in full, in accordance with the payment schedule set forth in the Note. Unless <br />NEBRASKA --Single Family --Freddie Mac/Fannie Mae <br />Form 3800.28 12/2023 <br />STANDARDIZED SUBORDINATE DOCUMENT Page 1 of 13 <br />