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202505468 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Garry Lee rgan i " -Borrower <br />aiwif\s-\- fxlttnixiki <br />t Lee Morgan et Lea Morgan <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska Hall County ss: <br />On this 30 thday of September, 2025 , before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came <br />Garry Lee Morgan AND Janet Lea Morgan, Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaajid. f_ <br />My Commission expires: 1 f 3� �ZCJ <br />Q GENERAL NOTARY - State of Nebraska <br />1 ROBERTA L REED <br />"� My Comm. Exp. July 30: 2026 <br />Prepared By: <br />Charter West Bank <br />12121 McDermott Plaza #300 <br />La Vista, NE 68128 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Roberta L Reed - 491146 <br />- Notary Public <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />FORM 3028 7121 <br />Laser Forms Inc. #FNMA3028MERS 7/21 Page 21 of 21 <br />1111 BM <br />IL <br />