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202505/17 SEVERABILITY. If any term is invalid or unenforceable, the term shall be excluded and ineffective to the extent of such invalidity or unenforceability. All other terms shall remain in full force and effect. HEADINGS. The headings are for reference only and do not define, modify, expand, or limit any of the terms or provisions herein. SINGULAR AND PLURAL TERMS. All words in the singular shall include the plural and the plural shall include the singular. TIME IS OF THE ESSENCE. Time is of the essence in the performance of all obligations of Grantor. ATTORNEY'S FEES, COSTS, AND EXPENSES. Except to the extent prohibited by law, Grantor agrees to pay all of Lender's fees, costs, and expenses arising out of or related to the enforcement of this Security Instrument or the relationship between the parties. Included in the fees that Lender may recover from Grantor are the reasonable attorney's fees that Lender incurs, including all fees incurred in the course of representing Lender before, during, or after any lawsuit, arbitration, or other proceeding and those incurred in appeals, whether the issues arise out of contract, tort, bankruptcy, or any other area of taw. Included in the costs and expenses which Lender may recover are all court, alternative dispute resolution or other collection costs, and all expenses incidental to perfecting Lender's security interests and liens, preserving the Property (including payment of taxes and insurance), records searches, and expenses related to audits, inspection, and copying. All amounts Lender is entitled to recover shall accrue interest at the highest rate provided in any of the Related Documents from the date any such fee, cost, or expense is incurred. GOVERNING LAW. This Security Instrument shall be governed by and construed under the laws of the State of Nebraska, except to the extent that federal law controls. JURISDICTION, VENUE; WAIVER OF JURY TRIAL. The borrower hereby; (i) consents to the personal jurisdiction of the state and federal courts located in the State of Missouri in connection with any controversy related to this Security Instrument; (ii) waives any argument that venue in any such forum is not convenient; (iii) agrees that any litigation initiated by the Lender or the Borrower in connection with this Security Instrument shall be venued in St. Louis County, Missouri or the United States District Court, Eastern District of Missouri, Eastern Division; and (iv) agrees that a final judgment in any such suit, action or proceeding shall be conclusive and may be enforced in other jurisdictions by suit on the judgment or in any other manner provided by law. THE BORROWER WAIVES ANY RIGHT TO TRIAL BY JURY IN ANY ACTION OR PROCEEDING BASED ON OR PERTAINING TO THIS SECURITY INSTRUMENT AND THE INDEBTEDNESS. COUNTERPARTS. This Security Instrument may be executed by the parties using any number of copies. All executed copies taken together will be treated as a single Security Instrument. INTEGRATION AND AMENDMENT. This Security Instrument, along with any of the Related Documents, encompasses the entire understanding and agreement of the parties with respect to the matters set forth in this Security Instrument. There is no other promise, understanding, agreement, usage, or course of dealing, either oral or written, that affects it. This Security Instrument supersedes all prior oral or written agreements, commitments, and understandings between the parties relating to the subject matter of this Security Instrument. Any modifications or alterations to this Security Instrument must be in writing and executed by those parties burdened by the modification or alteration. ® TruStage Compliance Solutions 2004-2025 0al a4f5I-4794bb38 -2025.76.9.7 Page 7 of 9 Commercial Real Estate Security Instrument - DL4007