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200400966 therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all expenses of the sale, including, but not limited to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 15. Lender in Possession. Upon acceleration under paragraph 14 or abandonment of the Property, Lender (in person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' fees, and then to the sums secured by this Security Instrument. 16. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or persons shall pay any recording costs. 17. Substitute Trustee. Lender, at her option, may from time to time remove the Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 18. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is P.O. Box 228, Cairo, NE 68824, or such other address as Borrower shall notify Lender of in writing. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Deed of Trust. i RoAnie E. Harder, Borrower STATE OF NEBRASKA ) ) ss: COUNTY OF HALL ) Mary M. r ers- Harder, Borrower 44) 1 The foregoing was acknowledged before me on the s�_ day of CL�u�c.e 2004, by Ronnie E. Harder and Mary M. Ivers- Harder, husband and wife, to be their voluntary act and deed. GENERAL NOTARY Stag of ` ` DOROTH`CJ 0ML r _ My Go im. Fyn. Jul, V,� Notary Publi 4