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202504969 <br />(X) "UETA" means the Uniform Electronic Transactions Act, as enacted by the jurisdiction in which the Property <br />is located, as it may be amended from time to time, or any applicable additional or successor legislation that governs <br />the same subject matter. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to Lender (i) the repayment of the Loan, and all renewals, extensions, and <br />modifications of the Note, and (ii) the performance of Borrower' s covenants and agreements under this Security <br />Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, IN TRUST, WITH <br />POWER OF SALE, the following described property located in the <br />COUNTY of Hall <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br />The East Twenty Feet (E20') of Lot Eight (8) and all of Lots Nine (9) and Ten <br />(10), in Block Forty -Six (46), Charles Wasmer's Third Addition to the City of Grand Island, Hall County, Nebraska <br />A.P.N. # 400110679 <br />which currently has the address of 2004 W Anna St <br />[Street] <br />Grand Island , Nebraska 68803-5931 ("Property Address"); <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or subsequently erected on the property, including replacements <br />and additions to the improvements on such property, all property rights, including, without limitation, all easements, <br />appurtenances, royalties, mineral rights, oil or gas rights or profits, water rights, and fixtures now or subsequently <br />a part of the property. All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER REPRESENTS, WARRANTS, COVENANTS, AND AGREES that: (i) Borrower lawfully owns <br />and possesses the Property conveyed in this Security Instrument in fee simple or lawfully has the right to use and <br />occupy the Property under a leasehold estate; (ii) Borrower has the right to grant and convey the Property or <br />Borrower' s leasehold interest in the Property; and (iii) the Property is unencumbered, and not subject to any other <br />ownership interest in the Property, except for encumbrances and ownership interests of record. Borrower warrants <br />generally the title to the Property and covenants and agrees to defend the title to the Property against all claims and <br />demands, subject to any encumbrances and ownership interests of record as of Loan closing. <br />THIS SECURITY INSTRUMENT combines uniform covenants for national use with limited variations and <br />non -uniform covenants that reflect specific Nebraska state requirements to constitute a uniform security instrument <br />covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower will <br />pay each Periodic Payment when due. Borrower will also pay any prepayment charges and late charges due under the <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 07/2021 <br />Page 4 of 19 <br />* DocMagic <br />