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DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 13, 2004 , together with all Riders to this document. (B) "Borrower" is RAY S. MARIAN AND LINDA A. MARIAN, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is EQUITY DIRECT MORTGAGE CORP. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA Lender's address is 23382 MILL CREEK DRIVE, SUITE 130, LAGUNA HILLS, CALIFORNIA 92653 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is EQUITY DIRECT MORTGAGE CORP, A CALIFORNIA CORPORATION (E) "Note" means the promissory note signed by Borrower and dated JANUARY 13, 2004 The Note states that Borrower owes Lender ONE HUNDRED EIGHTY NINE THOUSAND AND 00 /100 Dollars (U.S. $189, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2034 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT D0CM0g1C n 800- 649 -1362 Form 3028 1 /01 Page 1 of 13 www.docmagic.com N60281.dot U 4X; a 1:. ttl -h C n = Z 2 n N rn 7C Z Ott �_ N CCD CD TCA C, Q 3 � III quested by and Return to: �. U1 -- -- CD Title Stream ITE 130 Cn Z 2081 Hutton Dr., Suite 201 5g 3 Carrollton, TX 75006 a 200400948 2� Attn: RECORDING [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated JANUARY 13, 2004 , together with all Riders to this document. (B) "Borrower" is RAY S. MARIAN AND LINDA A. MARIAN, HUSBAND AND WIFE Borrower is the trustor under this Security Instrument. (C) "Lender" is EQUITY DIRECT MORTGAGE CORP. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA Lender's address is 23382 MILL CREEK DRIVE, SUITE 130, LAGUNA HILLS, CALIFORNIA 92653 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is EQUITY DIRECT MORTGAGE CORP, A CALIFORNIA CORPORATION (E) "Note" means the promissory note signed by Borrower and dated JANUARY 13, 2004 The Note states that Borrower owes Lender ONE HUNDRED EIGHTY NINE THOUSAND AND 00 /100 Dollars (U.S. $189, 000 . 00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than FEBRUARY 1, 2034 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT D0CM0g1C n 800- 649 -1362 Form 3028 1 /01 Page 1 of 13 www.docmagic.com N60281.dot U