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202504726 (3) The performance of Borrower's covenants and agreements under this Security Instrument and under the Credit Agreement. BORROWER irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL State of Nebraska: Lots One (1), Two (2), Three (3), and Four (4), all in Block One (1), in Clark's Addition to the Village of Wood River, now City of Wood River, Hall County, Nebraska. which has the address of 403 W 9TH STREET (Street) WOOD RIVER , Nebraska (City) 68883 (herein "Property Address"); (Zip Code) TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights, appurtenances and fixtures, all of which shall be deemed to be and remain a part of the property covered by this Security Instrument; and all of the foregoing, together with said property (or the leasehold estate if this Security Instrument is on a leasehold) are hereinafter referred to as the "Property". Complete if applicable: This Property is part of a condominium project known as: This Property includes Borrower's unit and all Borrower's rights in the common elements of the condominium project. This Property is in a Planned Unit Development known as: Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to encumbrances of record. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Finance Charges and Other Charges. Borrower shall promptly pay when due all amounts borrowed under the Credit Agreement, all finance charges and applicable other charges and collection costs as provided in the Credit Agreement. Page 2 of 7 ENE99A-E (NE)