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CASH. <br />13Vdf1SSY 'I'D <br />REFUNDS: <br />CASH <br />CHECK <br />RECORDED <br />HALL COUNTY NE <br />INST 2025 0 U 12 2 2UZ5 JUL 28 P 3: 28 <br />WHEN RECORDED MAIL TO: <br />Five Points Bank <br />Eddy Branch <br />518 N Eddy St. <br />PO Box 1507 <br />Grand Island, NE 68802 <br />FIvE POINTS BANK <br />IIII11IIIIiIIIIII11IBIIIIIIIIIIIIGIIII Illlllldllllll h&III <br />*0000000001013597050340* <br />111 <br />KRIST1 WOLD <br />REGISTER OF DEEDS <br />FOR RECORDER'S USE ONLY <br />C%VD <br />DEED OF TRUST <br />THIS DEED OF TRUST is dated July 28, 2025, among CARLOS E LUCAS, and SNOWY A DE <br />LUCAS, Husband And Wife whose address is 1104 W 9TH ST APT 1, GRAND ISLAND, NE <br />68801 ("Trustor"); Five Points Bank, whose address is Eddy Branch, 518 N Eddy St., PO Box <br />1507, Grand Island, NE 68802 (referred to below sometimes as "Lender" and sometimes as <br />"Beneficiary"); and Five Points Bank, whose address is P.O Box 1507, Grand Island, NE <br />68802-1507 (referred to below as "Trustee"). <br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, <br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real <br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all <br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with <br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without <br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL <br />County, State of Nebraska: <br />FRACTIONAL LOT SIX (6), IN FRACTIONAL BLOCK TWELVE (12), IN GILBERT'S <br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br />The Real Property or its address is commonly known as 1222 W 10TH ST , GRAND ISLAND , <br />NE 68801. <br />CROSS-COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, <br />plus interest thereon, of either Trustor or Borrower to Lender, or any one or more of them, as well as all claims by <br />Lender against Borrower and Trustor or any one or more of them, whether now existing or hereafter arising, whether <br />related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or <br />indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated, whether Borrower or Trustor <br />may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or <br />otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of <br />limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise <br />