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( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank,
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS "), (solely as nominee for
<br />Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the
<br />laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888)
<br />679 -MERS. Major Mortgage, A Wyoming Corporation
<br />( "Lender ") is organized and existing under the laws of Wyoming and
<br />has an address of 6101 Yel 1 owstone Road LL 17, Cheyenne, WY 82009
<br />. Borrower owes Lender the principal sum of
<br />Forty Five Thousand Fifty and no /100
<br />Dollars (U.S. $ 45, 050.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments, with the full debt, if not paid earlier, due and payable on February 1 , 2034
<br />. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
<br />with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance
<br />FHA Nebraska Deed of Trust with MERS - 4/96
<br />IQ-4N(NE) (9802).01 Amended 9
<br />Page f a MW 02/98.01 Initials: • 11� IN �
<br />VMP MORTGAGE FORMS - (800)521 -7291
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<br />[Space Above This Line For Recording Data]
<br />FHA Case No.
<br />\�
<br />State of Nebraska
<br />DEED OF TRUST
<br />321 - 2334314
<br />-703
<br />AP# HOVLAND, A GI
<br />LN# 1595647
<br />MIN 1000492 - 0001595647 -4
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on
<br />January 29, 2004
<br />The Trustor is Annette K
<br />Hovland, A Single Person
<br />( "Borrower "). The trustee is Commercial Federal Bank, A Federal Savings Bank,
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS "), (solely as nominee for
<br />Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the
<br />laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888)
<br />679 -MERS. Major Mortgage, A Wyoming Corporation
<br />( "Lender ") is organized and existing under the laws of Wyoming and
<br />has an address of 6101 Yel 1 owstone Road LL 17, Cheyenne, WY 82009
<br />. Borrower owes Lender the principal sum of
<br />Forty Five Thousand Fifty and no /100
<br />Dollars (U.S. $ 45, 050.00 ).
<br />This debt is evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which
<br />provides for monthly payments, with the full debt, if not paid earlier, due and payable on February 1 , 2034
<br />. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,
<br />with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance
<br />FHA Nebraska Deed of Trust with MERS - 4/96
<br />IQ-4N(NE) (9802).01 Amended 9
<br />Page f a MW 02/98.01 Initials: • 11� IN �
<br />VMP MORTGAGE FORMS - (800)521 -7291
<br />
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