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vNi- <br />co <br />When <br />Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />IHST 2015 0U093 <br />CASH <br />CHEC <br />REFUNDS: <br />CASH <br />CHECK — <br />EC;OR'DED <br />HALL COUNTY NE <br />1015 JUL 25 P 3: 01 <br />KRISTI WOLD <br />REGISTER OF DEEDS <br />(Space Above This Line For Recording Datal <br />DEED OF TRUST <br />Loan No: 968869 <br />MIN: 1004167-0004017849-4 h� <br />Case No: 321-4078389-703 (,/ <br />Parcel ID: 400049848 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined inSections 3, 10, 12, 17, 19 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 15. <br />(A) "Security Instrument" means this document, which is dated July 23, 2025 <br />CP together with all Riders to this document. <br />(B) "Borrower" is Jenifer Miles AND Aaron Dean Miles Wife and Husband <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender"is Charter West Bank <br />Lender is a Corporation <br />organized and existing under the laws of The State of Nebraska <br />Lender's address is 201 So Main St, West Point, NE 68788 <br />(D) "Trustee" is Charter West Bank <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation <br />that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the <br />beneficiary under this Security Instrument. MERS is organized and existing under the laws of <br />Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. <br />(888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated July 23, 2025 <br />The Note states that Borrower owes Lender <br />Two Hundred Seventy Thousand Nineteen DOLLARS and Zero CENTS <br />Dollars (U.S. $ 270,019.00 ) plus interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt in full not later than August 1, 2055 <br />NEBRASKA - Single Family - FHA Seca, I <br />FORM 3028 9/14 initials �' (CIS <br />Laser Fortes Inc. #FHA3028MERS 6115 <br />ent - MERS <br />Page 1 of 14 <br />1� <br />�li.ti <br />