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M n <br />M = D <br />= D Z _ <br />rml 2 cn <br />Return To: <br />EQUITABLE FEDERAL SAVINGS BANK OF GRAND ISLAND <br />113 -115 N. LOCUST ST, P.O. BOX 160 <br />GRAND ISLAND, NE 68802 -0160 <br />Prepared By: <br />KAREN VIETH <br />113 -115 N. LOCUST ST, P.O. BOX 160 <br />GRAND ISLAND, NE 68802 -0160 <br />[Space Above This Line For Recording Data) <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 6th, 2001 , <br />together with all Riders to this document. <br />(B)'Borrower "is JAMES S CUMMINGS and COLLEEN K CUMMINGS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />dM -6(NE) (0005) <br />Page 1 of 15 Initi Is: <br />VMP MORTGAGE FORMS - (80 r <br />03- 15228969 <br />Form 3028 1101 <br />0 <br />I—+ <br />^ <br />p <br />C -- <br />z —I <br />m <br />© <br />(V <br />�c <br />-c o <br />o <br />C <br />Co -*T <br />0 <br />AtIN <br />M <br />Cn <br />H <br />v v <br />Cfl <br />CID <br />Ca <br />Cn <br />co <br />�• <br />rn <br />Za <br />P <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated November 6th, 2001 , <br />together with all Riders to this document. <br />(B)'Borrower "is JAMES S CUMMINGS and COLLEEN K CUMMINGS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />dM -6(NE) (0005) <br />Page 1 of 15 Initi Is: <br />VMP MORTGAGE FORMS - (80 r <br />03- 15228969 <br />Form 3028 1101 <br />