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202503866
<br />LOAN #: 255804
<br />FHA Case No.: 321-4068251-703
<br />MIN: 1001886-0000252690-2
<br />1-4 FAMILY RIDER
<br />THIS 1-4 FAMILY RIDER is made this 15th day of July, 2025 and is
<br />incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed
<br />of Trust, or Security Deed ("Security Instrument") of the same date given by the under-
<br />signed ("Borrower") to secure Borrower's Note ("Note") to Moria Development
<br />Inc., DBA Peoples Mortgage, an Arizona Corporation
<br />(the "Lender") of the same date and covering the Property described in the Security
<br />Instrument and located at: 207 S Sycamore St, Grand Island, NE 68801.
<br />1-4 FAMILY COVENANTS. In addition to the representations, warranties, covenants,
<br />and agreements made in the Security Instrument, Borrower and Lender further covenant
<br />and agree as follows:
<br />A. ADDITIONAL PROPERTY SUBJECTTOTHE SECURITY INSTRUMENT.
<br />In addition to the Property described in the Security Instrument, the following
<br />items now or later attached to the Property, to the extent they are fixtures, are
<br />added to the Property description, and will also constitute the Property covered
<br />by the Security Instrument: building materials, appliances and goods of every
<br />nature whatsoever now or later located in, on, or used, or intended to be used in
<br />connection with the Property, including, but not limited to, those for the purposes
<br />of supplying or distributing heating, cooling, electricity, gas, water, air and light,
<br />fire prevention and extinguishing apparatus, security and access control appa-
<br />ratus, plumbing, bath tubs, water heaters, water closets, sinks, ranges, stoves,
<br />refrigerators, dishwashers, disposals, washers, dryers, awnings, storm windows,
<br />storm doors, screens, blinds, shades, curtains and curtain rods, attached mir-
<br />rors, cabinets, paneling, and attached floor coverings, all of which, including
<br />replacements and additions, will be deemed to be and remain a part of the
<br />Property covered by the Security Instrument. All of the foregoing together with
<br />the Property described in the Security Instrument (or the leasehold estate if the
<br />Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider
<br />and the Security Instrument as the "Property."
<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower will not seek,
<br />agree to, or make a change in the use of the Property or its zoning classification,
<br />unless Lender has agreed in writing to the change. Borrower will comply with
<br />all laws, ordinances, regulations, and requirements of any governmental body
<br />applicable to the Property.
<br />C. ASSIGNMENT OF LEASES. Upon Lender's request after default, Bor-
<br />rower will assign to Lender all leases of the Property and all security deposits
<br />made in connection with leases of the Property. Upon the assignment, Lender will
<br />have the right to modify, extend, or terminate the existing leases and to execute
<br />new leases, in Lender's sole discretion. As used in this paragraph D the word
<br />"lease" will mean "sublease" if the Security Instrument is on a leasehold.
<br />MULTISTATE 1-4 FAMILY RIDER — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3170 07/2021 (rev. 11/23)
<br />Modified for FHA 1/2023 (Non -Investment)
<br />ICE Mortgage Technology, Inc. Page 1 of 2 FHA23F14NIRDU 1123
<br />F317ORLU (CLS)
<br />07/15/2025 09:21 AM PST
<br />1111 1P GM11III
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