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2025 03 71 9 <br />PLANNED UNIT DEVELOPMENT RIDER <br />THIS PLANNED UNIT DEVELOPMENT RIDER is made this 8th day of July, 2025, and is <br />incorporated into and amends and supplements the Mortgage, Mortgage Deed, Deed of Trust, or Security <br />Deed (the "Security Instrument") of the same date, given by the undersigned (the "Borrower") to secure <br />Borrower's Note to CENTRIS FEDERAL CREDIT UNION, A FEDERALLY CHARTERED <br />CREDIT UNION (the "Lender") of the same date and covering the Property described in the Security <br />Instrument and located at: <br />531 KENNETH DR <br />GRAND ISLAND, NE 68803 <br />(Property Address) <br />The Property includes, but is not limited to, a parcel of land improved with a dwelling, together with other <br />such parcels and certain common areas and facilities, as described in <br />Covenants, Conditions and Restrictions of Record <br />(the "Declaration"). The Property is a part of a planned unit development known as <br />COPPER CREEK ESTATES <br />(Name of Planned Unit Development) <br />(the "PUD"). The Property also includes Borrower's interest in the homeowners association or equivalent <br />entity owning or managing the common areas and facilities of the PUD (the "Owners Association") and the <br />uses, benefits and proceeds of Borrower's interest. <br />PUD COVENANTS. In addition to the representations, warranties, covenants, and agreements made <br />in the Security Instrument, Borrower and Lender further covenant and agree as follows: <br />A. PUD Obligations. Borrower will perform all of Borrower's obligations under the PUD's <br />Constituent Documents. The "Constituent Documents" are the: (i) Declaration; (ii) articles of <br />MULTISTATE PLANNED UNIT DEVELOPMENT RIDER <br />—Single Family —Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 1 of 3 <br />idsDoc - 93444 <br />Form 3150 07/2021 <br />ITAMIMicll I <br />