202503719
<br />21. Sale of Note. The Note or a partial interest in the Note, together with this Security Instrument, may be sold or
<br />otherwise transferred one or more times. Upon such a sale or other transfer, all of Lender's rights and obligations under
<br />this Security Instrument will convey to Lender's successors and assigns.
<br />22. Loan Servicer. Lender may take any action permitted under this Security Instrument through the Loan
<br />Servicer or another authorized representative, such as a sub-servicer. Borrower understands that the Loan Servicer or
<br />other authorized representative of Lender has the right and authority to take any such action.
<br />The Loan Servicer may change one or more times during the term of the Note. The Loan Servicer may or may not
<br />be the holder of the Note. The Loan Servicer has the right and authority to: (a) collect Periodic Payments and any other
<br />amounts due under the Note and this Security Instrument; (b) perform any other mortgage loan servicing obligations;
<br />and (c) exercise any rights under the Note, this Security Instrument, and Applicable Law on behalf of Lender. If there
<br />is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and
<br />address of the new Loan Servicer, the address to which payments should be made, and any other information RESPA
<br />requires in connection with a notice of transfer of servicing.
<br />23. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance with Section 16) of
<br />an alleged breach and afforded the other party a reasonable period after the giving of such notice to take corrective
<br />action, neither Borrower nor Lender may commence, join, or be joined to any judicial action (either as an individual
<br />litigant or a member of a class) that (a) arises from the other party's actions pursuant to this Security Instrument or the
<br />Note, or (b) alleges that the other party has breached any provision of this Security Instrument or the Note. If
<br />Applicable Law provides a time period that must elapse before certain action can he taken, that time period will he
<br />deemed to he reasonable for purposes of this Section 23. The notice of Default given to Borrower pursuant to Section
<br />26(a) and the notice of acceleration given to Borrower pursuant to Section 19 will be deemed to satisfy the notice and
<br />opportunity to take corrective action provisions of this Section 23.
<br />24. Hazardous Substances.
<br />(a) Definitions. As used in this Section 24: (i) "Environmental Law" means any Applicable Laws where the
<br />Property is located that relate to health, safety, or environmental protection; (ii) "Hazardous Substances" include (A)
<br />those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law, and (B) the
<br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and
<br />herbicides, volatile solvents, materials containing asbestos or formaldehyde, corrosive materials or agents, and
<br />radioactive materials; (iii) "Environmental Cleanup" includes any response action, remedial action, or removal action,
<br />as defined in Environmental Law; and (iv) an "Environmental Condition" means a condition that can cause, contribute
<br />to, or otherwise trigger an Environmental Cleanup.
<br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence, use, disposal,
<br />storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the
<br />Property. Borrower will not do, nor allow anyone else to do, anything affecting the Property that: (i) violates
<br />Environmental Law; (ii) creates an Environmental Condition; or (iii) due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adversely affects or could adversely affect the value of the Property. The
<br />preceding two sentences will not apply to the presence, use, or storage on the Property of small quantities of Hazardous
<br />Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the
<br />Property (including, but not limited to, hazardous substances in consumer products).
<br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any investigation,
<br />claim, demand, lawsuit, or other action by any governmental or regulatory agency or private party involving the
<br />Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge; (ii) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release, or threat of release of
<br />any Hazardous Substance; and (iii) any condition caused by the presence, use, or release of a Hazardous Substance that
<br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
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<br />Form 3028 07/2021
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