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20250365C <br />LOAN #: 2861671 <br />MIN: 1007451-0000000834-8 <br />CONDOMINIUM RIDER <br />THIS CONDOMINIUM RIDER is made this 3rd day of July, 2025 <br />and is incorporated into and amends and supplements the Mortgage, Mortgage Deed, <br />Deed of Trust, or Security Deed (the "Security Instrument") of the same date given by <br />the undersigned (the "Borrower') to secure Borrower's Note to Five Points Bank, a <br />Nebraska Corporation <br />(the "Lender") of the same date and covering the Property described in the Security <br />Instrument and located at: 2706 Apache Rd 1, Grand Island, NE 68801. <br />The Property includes a unit in, together with an undivided interest in the common ele- <br />ments of, a condominium project known as: Riverdale Hamlet Association Inc <br />(the "Condominium Project"). If the owners association or other entity which acts for the <br />Condominium Project (the "Owners Association") holds title to property for the benefit <br />or use of its members or shareholders, the Property also includes Borrower's interest <br />in the Owners Association and the uses, proceeds, and benefits of Borrower's interest. <br />CONDOMINIUM COVENANTS. In addition to the representations, warranties, cov- <br />enants, and agreements made in the Security Instrument, Borrower and Lender further <br />covenant and agree as follows: <br />A. Condominium Obligations. Borrower will perform all of Borrower's <br />obligations under the Condominium Project's Constituent Documents. The <br />"Constituent Documents" are the: (i) Declaration or any other document which <br />creates the Condominium Project; (ii) by-laws; (iii) code of regulations; and <br />(iv) other equivalent documents. Borrower will promptly pay, when due, all dues <br />and assessments imposed pursuant to the Constituent Documents. <br />B. Property Insurance. So long as the Owners Association maintains, <br />with a generally accepted insurance carrier, a "master" or "blanket" policy on <br />the Condominium Project which is satisfactory to Lender and which provides <br />MULTISTATE CONDOMINIUM RIDER — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3140 07/2021 <br />ICE Mortgage Technology, Inc. Page 1 of 3 F3140v21 RDU 0322 <br />F314ORLU (CLS) <br />