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202503656 (d) Trustee's Deed; Proceeds of Sale. Upon receipt of payment of the price bid, Trustee will deliver to the purchaser a Trustee's deed conveying the Property. The recitals in the Trustee's deed will be prima facie evidence of the truth of the statements made in that deed. Trustee will apply the proceeds of the sale in the following order: (i) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable attorneys' fees and costs, as permitted by Applicable Law; (ii) to all sums secured by this Security Instrument; and (iii) any excess to the person or persons legally entitled to it. 27. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender will request Trustee to reconvey the Property and will surrender this Security Instrument and all Notes evi- dencing the debt secured by this Security Instrument to Trustee. Upon such request, Trustee will reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons will pay any recordation costs associated with such reconveyance. Lender may charge such person or pe- sons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the TrusteS) for services rendered and the charging of the fee is permitted under Applicable Law. 28. Substitute Trustee. Lender may, from time to time, by itself or through the Loan Servicer, remove Trustee and appoint a successor trustee to any Trustee appointed under this Security Instrument by ah instrument recorded in the county in which this Security Instrument is recorded. Without conveyance df the Property, the successor trustee will succeed to all the rights, title, power, and duties conferred upoh Trustee in this Security Instrument and by Applicable Law. 29. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 16(c). BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider signed by Borrower and recorded with it. SAMANTHA J RISKOWSKI ,005 (Seal) DATE 6' (Seal) MICHAEL J. R KOWSKI DATE .04 State of Nebraska County of HALL The foregoing instrument was acknowledged before me this 20/ 20 2�..� (date) by SAMANTHA J RISKOWSKI and MICHAEL J. RISKOWSKI. ( ign . ture of Pe s • Taking Acknowledgement) (Title or Rank) (Serial Number, if any) Lender: Union Bank and Trust Company NMLS ID: 408559 Loan Originator: Tami S Wolford NMLS ID: 422466 GENERAL NOTARY - State of Nebraslit KATIE COUFAL *Comm Wiwi 5,2029 NEBRASKA — Single Family Fannie Mae/Freddle Mac UNIFORM INSTRUMENT (MERS) Form 3028 07/2021 ICE Mortgage Technology, Inc. Page 14 of 14 NE21 EDEED 0222 NEEDEED (CLS) 06/18/2025 02:59 PM PST