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20250347 <br />LOAN #: 2860011 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and <br />covenants contained in this Residential Construction Loan Balloon Rider. <br />(Seal) <br />RICHARD OSTERMEIER DATE <br />Multistate — Residential Construction Loan Balloon Rider <br />ICE Mortgage Technology, Inc. Page 2 of 2 <br />GCNSTOBRDU 1016 <br />GCNSTOBRLU (CLS) <br />