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202503471 <br />LOAN #: 2860011 <br />28. SubstituteTrustee. Lender may, from time to time, by itself or through the Loan Servicer, remove <br />Trustee and appoint a successor trustee to any Trustee appointed under this Security Instrument by an <br />instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of <br />the Property, the successor trustee will succeed to all the rights, title, power, and duties conferred upon <br />Trustee in this Security Instrument and by Applicable Law. <br />29. Request for Notices. Borrower requests that copies of any notice of Default and/or notice of <br />sale be sent to each party to this Security Instrument at the Notice Address as defined in Section 16(c). <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider signed by Borrower and recorded with it. <br />' (Seal) <br />RICHARD OSTERMEIER DATE <br />State of Nebraska <br />County of HALL <br />The foregoing instrument was acknowledged before me this JUNE 23, 2025 (date) by <br />RI HARD OSTERMEIER. <br />GENERAL NOTARY - State of Nebraska <br />LINDA M GLAUSE <br />wartoe <br />My Comm, Exp. December 2, 2028 <br />(Signature of Pern aking <br />Ackn wledgement) <br />(Title or Rank) <br />(Serial Number, if any) <br />Lender: Five Points Bank <br />NMLS ID: 407704 <br />Loan Originator: Kelsey Clyne <br />NMLS ID: 1560862 <br />NEBRASKA — Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 07/2021 <br />ICE Mortgage Technology, Inc. Page 14 of 14 NE21UDEED 0222 <br />NEUDEED (CLS) <br />