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202503385 <br />21. Sale of Note. The Note or a partial interest in the Note, together with this Security Instrument, may be sold or <br />otherwise transferred one or more times. Upon such a sale or other transfer, all of Lender's rights and obligations under <br />this Security Instrument will convey to Lender's successors and assigns. <br />22. Loan Servicer. Lender may take any action permitted under this Security Instrument through the Loan <br />Servicer or another authorized representative, such as a sub-servicer. Borrower understands that the Loan Servicer or <br />other authorized representative of Lender has the right and authority to take any such action. <br />The Loan Servicer may change one or more times during the term of the Note. The Loan Servicer may or may not <br />be the holder of the Note. The Loan Servicer has the right and authority to: (a) collect Periodic Payments and any other <br />amounts due under the Note and this Security instrument; (b) perform any other mortgage loan servicing obligations; <br />and (c) exercise any rights under the Note, this Security Instrument, and Applicable Law on behalf of Lender. if there <br />is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and <br />address of the new Loan Servicer, the address to which payments should be made, and any other information RESPA <br />requires in connection with a notice of transfer of servicing. <br />23. Notice of Grievance. Until Borrower or Lender has notified the other party (in accordance with Section 16) of <br />an alleged breach and afforded the other party a reasonable period after the giving of such notice to take corrective <br />action, neither Borrower nor Lender may commence, join, or be joined to any judicial action (either as an individual <br />litigant or a member of a class) that (a) arises from the other party's actions pursuant to this Security Instrument or the <br />Note, or (b) alleges that the other party has breached any provision of this Security Instrument or the Note. If <br />Applicable Law provides a time period that must elapse before certain action can be taken, that time period will be <br />deemed to be reasonable for purposes of this Section 23. The notice of Default given to Borrower pursuant to Section <br />26(a) and the notice of acceleration given to Borrower pursuant to Section 19 will be deemed to satisfy the notice and <br />opportunity to take corrective action provisions of this Section 23. <br />24. Hazardous Substances. <br />(a) Definitions. As used in this Section 24: (i) "Environmental Law" means any Applicable Laws where the <br />Property is located that relate to health, safety, or environmental protection; (ii) "Hazardous Substances" include (A) <br />those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law, and (B) the <br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and <br />herbicides, volatile solvents, materials containing asbestos or formaldehyde, corrosive materials or agents, and <br />radioactive materials; (iii) "Environmental Cleanup" includes any response action, remedial action, or removal action, <br />as defined in. Environmental Law; and (iv) an "Environmental Condition" means a condition that can cause, contribute <br />to, or otherwise trigger an Environmental Cleanup. <br />(b) Restrictions on Use of Hazardous Substances. Borrower will not cause or permit the presence, use, disposal, <br />storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in the <br />Property. Borrower will not do, nor allow anyone else to do, anything affecting the Property that: (i) violates <br />Environmental Law; (ii) creates an Environmental Condition; or (iii) due to the presence, use, or release of a <br />Hazardous Substance, creates a condition that adversely affects or could adversely affect the value of the Property. The <br />preceding two sentences will not apply to the presence, use, or storage on the Property of small quantities of Hazardous <br />Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the <br />Property (including, but not limited to, hazardous substances in consumer products). <br />(c) Notices; Remedial Actions. Borrower will promptly give Lender written notice of: (i) any investigation, <br />claim, demand, lawsuit, or other action by any governmental or regulatory agency or private party involving the <br />Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge; (ii) any <br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release, or threat of release of <br />any Hazardous Substance; and (iii) any condition caused by the presence, use, or release of a Hazardous Substance that <br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 15 of 18 <br />idsDoc - 93195 <br />i <br />Form 3028 07/2021 <br />'i1 <br />ti <br />Ifs 1 <br />i <br />