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202503380 BORROWER REPRESENTS, WARRANTS, SecurityOInstrumentTS, Nn fee siREES mple orat: (i) lawfullBy has herrower lrightlly to owns and possesses the Property conveyed to grant use and occupy the Property under a leasehold estaana(�iiii) Bhe Propertyorrower has is unencumbered, edanand not subject Property toany or Borrower's leasehold interest in the Property; ar ownership generally interest inthe Property, except covenants and agrees to defend the titleinterests he Property against ll warrants generally the title to h of Loan claims and demands, INto any encumbrances and STRUMENT combines uniformrship interests of record covenants for national use with limited ivariations and THIS SECURITY INS non -uniform covenants that reflect specific Nebraska state requirements to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: ate Charges. Borrower will pay each 1. Payment of Principal, Interest, Escrow Items, and Lueiodic Payment when due. Borrowerwnt. ments duell also ay any under tate he Note and this Security Instrument muses due under the Note, and any tbemade in due under this Security Instrument. y U.S. currency. If any check herinstrument Lenderby Instrument is returned to Lender unpaid, Lender may require thatany or all subsequent payments due under the be mad in one or more the ing a) cash; Note and this Security Instrument echeck, treasurer's check, lorwcashierT's�check eprov provided any such(ch check is (b) money order; (c) certified checkk,, bank drawn upon an institution whose deposits are insured by a U.S. federal agency, instrumentality, or entity; or Electronic Fund Transfer. the location Payments arem deemed gn ived t d b by Lender in accordance withn received the notice provisions in Section 15 Note Lender may other location as may be designated y accept or return any Partial Payments in its sole discretion pursuant to Section 2. relieve rrower Any offset claim Borrower all ae ments due under the Note have now or in the future and rhis Security Instrumentainst Lender will tor performing the from making the full amount of all payments covenants and agreements secured by this Security Instrument. 2. Acceptance and Application of Payments or Proceeds. (a) Acceptance and Application of Partial Payments. Lender may accept and either apply or hold in suspense Partial Payments in its sole discretion in Payordance with this ments at thetime suchtion 2. paymen Lender e accepted, andated to al o is accept any Partial Payments or to apply any Y rrower noteto pay interestt on such unapplied riiod Paymsent ender at which timay e the amount pof the funds until Payment makesb paymentd sufficient to cover a will r applied to apply Loan.sucIf Bs in accordanceer does ot withahissuch a Section 2 payment to Borrower..eriod of time, If not applied Lenderawill a either such be cr edited Partial Payments will be credited against the totaloamount d loan mod Gcation, iorcrenstatement Lender alculating the amount due in connection with any foreclosure proceeding, payoff may accept any payment insufficient to bring the Loan current without waiver of any rights under this Security Instrument or prejudice to its rights to refuse such payments in the future. (b) Order of Application of Partial Payments and Periodic Payments. Except as otherwise desiority: cribed in this Section 2, all payments accepted and to be applied nder Lenderltol be he Secretary orplied in the f heomonthlyg dchargeof rby the First, to the Mortgage Insurance premiumspaid by Secretary instead of the monthly mortgage insurance premiums; Second, to any taxes, special assessments, 321-4072828-703 NEBRASKA - FHA Deed of Trust With MERS FAIRWAY INDEPENDENT MORTGAGE CORPORATION - NMLS 2289 1111111111111111111111111111111111111 11111111111111111 11111111111111111111111111111111111111 1555500885 70228MNE 01/2023 Page 5 of 20