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1Od211S9V '1'9
<br />INS T
<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Broadwell Branch
<br />2015 North Broadwell
<br />PO Box 1507
<br />Grand Island, NE 68802
<br />9
<br />323b
<br />cH 0O
<br />CHECK
<br />REFUNDS:
<br />CASH
<br />F Er.;EFFEC,
<br />HALL COLVITY NE
<br />1015
<br />3: Ob
<br />r(EGI :l LIB U)' DEEDS
<br />FOR RECORDER'S USE ONLY
<br />FIVE POINTS BANK
<br />IIIII IIIIII IIIIIIIIIIIII II IIIIIIIIIII I IIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII IIIIIIII
<br />*0000000001013593450340*
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated June 13, 2025, among JOHN E NOWICKI and JENNIFER L
<br />NOWICKI, Husband and Wife, whose address is 4127 NORSEMAN AVE, GRAND ISLAND, NE
<br />68803 ("Trustor"); Five Points Bank, whose address is Broadwell Branch, 2015 North
<br />Broadwell, PO Box 1507, Grand Island, NE 68802 (referred to below sometimes as "Lender"
<br />and sometimes as "Beneficiary"); and Five Points Bank, whose address is P.O Box 1507, Grand
<br />Island, NE 68802-1507 (referred to below as "Trustee').
<br />CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
<br />limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property") located in HALL
<br />County, State of Nebraska:
<br />Lot Four (4) in Concannon Subdivision, an Addition to the City of Grand Island, Hall County,
<br />Nebraska
<br />The Real Property or its address is commonly known as 1108 S CLARK ST, GRAND ISLAND,
<br />NE 68801.
<br />CROSS-COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities,
<br />plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor
<br />or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of
<br />the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined,
<br />absolute or contingent, liquidated or unliquidated, whether Trustor may be liable individually or jointly with others,
<br />whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts
<br />may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts
<br />may be or hereafter may become otherwise unenforceable.
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