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202_503173
<br />DURABLE POWER OF ATTORNEY
<br />I, Virginia L. Petsch, of Grand Island, Nebraska, make, constitute and
<br />appoint my husband, Lyle J. Petsch, whose address is 1717 No. Custer, Grand
<br />Island, Nebraska 68803 and whose phone number is 308-382-8102, my true and
<br />lawful attorney -in -fact for me. In the event he is unable or unwilling to act, I
<br />appoint my daughters, Vivian Spiehs of Grand Island, Nebraska and Pamela
<br />Ballard Roberts of Palmer, Nebraska as alternate attorneys -in -fact, to act either
<br />jointly or individually, and in my name, place and stead, on my behalf, and for my
<br />use and benefit:
<br />1. To deposit in my name and for my account with any bank or other financial
<br />institution all monies payable or belonging to me, including checks and all other
<br />commercial instruments, and to sign my name and endorse all documents for
<br />deposit or collection or any other purpose.
<br />2. To withdraw all monies deposited with any bank or other financial
<br />institutions and to draw checks, sign withdrawal slips and execute any other
<br />instruments necessary for withdrawing monies belonging to me.
<br />3. To sell, transfer, exchange, mortgage, encumber by security agreement or
<br />any other form of encumbrance, my real estate and personal property, and to
<br />execute and deliver deeds, including deeds of warranty, contracts, bills of sale,
<br />mortgages, security agreements and other documents necessary to act in carrying
<br />out these powers.
<br />4. To collect, sue, compromise or otherwise dispose of any claim or debt due
<br />or payable to me, and to pay, compromise or otherwise discharge and secure
<br />releases from any obligations owed by me.
<br />5. To hold, manage, invest, reinvest, trade, exchange, buy and sell investments
<br />and investment securities.
<br />6. To lease, rent, manage, terminate leases, contract as to, and generally deal
<br />and use my real estate and interests in real estate, upon covenants, conditions and
<br />terms my attorney -in -fact shall determine, receive and collect all rents and all
<br />other amounts due me as security for the faithful performance of leases and all
<br />rents due and payable to me, and execute all necessary documents and other
<br />papers pertaining to my real estate.
<br />7. To perform any act, power, duty, right or obligation that I now have or may
<br />hereafter acquire the legal right, power or capacity to exercise or perform, relating
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