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: • y _�9,�so�e4 , , RECORDATION REQUESTED BY: Five Points Bank 2015 North Broadwell Grand Isiand,NE 68802 WHEN RECORDED MAIL TO: Five Points Bank 2015 North Broadwell Grand Island,NE 68802 SEND TAX NOTICES TO: DUANE GRUENER and KAREN GRUENER 3908 E GUENTHER RD PHILLIPS,NE 68865-9603 SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY DEED OF TRUST THIS DEED OF TRUST IS DATED APRIL 22, 1999, among DUANE GRUENER and KAREN GRUENER, HUSBAND AND WIFE, whose address is 3908 E GUENTHER RD, PHILLIPS, NE 68865-9603 (referred to below as "Trustor"); Five Points Bank, whose address is 2�15 North Broadweii, Grand Island, NE 68802 (refierred to below sometimes as "Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose address is 2015 N. Broadwell, Grand Island, NE 68803 (referred to below as "Trustee"). CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other ri hts, r�oy alties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, lOCate�in HALL County, State of Nebraska (the "Real Property"): THE WEST HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER (W1/2N1/2NE1/4) AND THE WEST HALF OF THE EAST HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER (W1/2E1/2N1/2NE1/4) OF SECTION THIRTEEN (13), TOWNSHIP TEN (10) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA; AND LOT FOUR (4) AND THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER (SE1/4SW1/4) OF SECTION TWELVE (12), TOWNSHIP TEN (10) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL