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, _ _ � rn = D ' • T rn N C n = v " cr� n � n = �" �° � n CO � �� o � � o � � ' o�� W -n Z t.-s � "T� = m p C. w ° � � r-�- � � � rn � � � N . o cn ...0 � N Op D � Ni, �. . �� , � -� ` cf� -� � _ w N cn rn � r+ , :� RECORDATION REQUESTED BY: �/�p ° Five Points Bank 99� ,,, .o�'3O4 2015 North Broadwell Grand Island,NE 68802 WHEN RECORDED MAIL TO: _ _, ., �.. _, � •��- FivePointsBank • �' f A'�^id'"�'"""'` � � 2015 North Broadwell � 1°. " � ' Grand Island,NE 68802 ��: a. +" ? '�s� ' '�'"� � SEND TAX NOTICES TO: �� �'�i SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY DISCLAIMER OF HOMESTEAD Executed pursuant to Section 4(3)(a) and (b) of the Farm Homestead Protection Act GRANTOR: DUANE GRUENER KAREN GRUENER LENDER: Five Points Bank LENDER'S ADDRESS: 2015 North Broadwell,Grand Island,NE 68802 PROPERTY LEGAL DESCRIPTION: HALL County,State of Nebraska: THE WEST HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER (W1/2N1/2NE1/4)AND THE WEST HALF OF THE EAST HALF OF THE NORTH HALF OF THE NORTHEAST QUARTER(W1/2E1/2N1/2NE1/4)OF SECTION THIRTEEN(13),TOWNSHIP TEN (10)NORTH,RANGE NINE(9)WEST OF THE 6TH P.M.,HALL COUNTY,NEBRASKA;AND LOT FOUR (4) AND THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER (SEi/4SW1/4) OF SECTION TWELVE (12), TOWNSHIP TEN(10)NORTH,RANGE NINE(9)WEST OF THE 6TH P.M.,HALL COUNTY,NEBRASKA. WE, DUANE GRUENER and KAREN GRUENER, GRANTORS, hereby state that no part of our homestead is presently,or in the future will be, situated upon the real estate described in the Deed of Trust. We also understand that if we establish a homestead on any part of the real estate during the time the Deed of Trust remains unsatisfied and a lien upon the real estate,there will be no right to make a designation of homestead in the event of a trustee's sale upon such Deed of Trust. Further,we acknowledge that we have had an opportunity to read the proposed Deed of Trust with power of sale and that we are signing this Document first before signing the Deed of Trust.