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202502905
<br />(C) "Trustee" is Wells Fargo National Bank West formerly known as Wells Fargo Financial
<br />National Bank. Trustee's address is 4455 Spring Mountain Road, Las Vegas, NV 89102. The term
<br />"Trustee" includes any substitute/successor Trustee,
<br />Documents
<br />(D) "Note" means the promissory note dated June 2, 2025, and signed by each Borrower who
<br />is legally obligated for the debt under that promissory note, that is in either (i) paper form, using
<br />Borrower's written pen and ink signature, or (ii) electronic form, using Borrower's adopted
<br />Electronic Signature in accordance with the UETA or E-SIGN, as applicable. The Note evidences
<br />the legal obligation of each Borrower who signed the Note to pay Lender Two hundred two
<br />thousand eight hundred and 00/100 Dollars (U.S. $202,800.00) plus interest. Each Borrower who
<br />signed the Note has promised to pay this debt in regular monthly payments and to pay the debt in
<br />full not later than July 1, 2055.
<br />(E) "Riders" means all Riders to this Security Instrument that are signed by Borrower. All such
<br />Riders are incorporated into and deemed to be a part of this Security Instrument. The following
<br />Riders are to be signed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider 0 Condominium Rider 0 Other(s) [specify]
<br />❑ 1-4 Family Rider 0 Planned Unit Development Rider
<br />❑ Second Home Rider 0 VA Rider
<br />(F) "Security Instrument" means this document, which is dated June 2, 2025, together with all
<br />Riders to this document.
<br />Additional Definitions
<br />(G) "Applicable Law" means all controlling applicable federal, state, and local statutes,
<br />regulations, ordinances, and administrative rules and orders (that have the effect of law) as well as
<br />all applicable final, non -appealable judicial opinions.
<br />(H) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments,
<br />and other charges that are imposed on Borrower or the Property by a condominium association,
<br />homeowners association, or similar organization.
<br />(I) "Default" means: (i) the failure to pay any Periodic Payment or any other amount secured
<br />by this Security Instrument on the date it is due; (ii) a breach of any representation, warranty,
<br />covenant, obligation, or agreement in this Security Instrument; (iii) any materially false,
<br />misleading, or inaccurate information or statement to Lender provided by Borrower or any persons
<br />or entities acting at Borrower's direction or with Borrower's knowledge or consent, or failure to
<br />provide Lender with material information in connection with the Loan, as described in Section 8; or
<br />(iv) any action or proceeding described in Section 12(e).
<br />(J) "Electronic Fund Transfer" means any transfer of funds, other than a transaction originated
<br />by check, draft, or similar paper instrument, which is initiated through an electronic terminal,
<br />telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial
<br />institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale
<br />HCFG-01221
<br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Wolters Kluwer Financial Services, Inc. 2025053124.2.0.5951-J20081203Y
<br />I
<br />288268025211
<br />Form 3028 07/2021
<br />03/24
<br />Page 2 of 22
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