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20040082' <br />ADJUSTABLE RATE RIDER <br />After Recording Return To: <br />COUNTRYWIDE HOME LOANS, INC. <br />MS SV -79 DOCUMENT PROCESSING <br />P.O.Box 10423 <br />Van Nuys, CA 91410 -0423 <br />Prepared By: <br />MELODY A. DELVENTHAL <br />NE3212335781729 04 -3673 <br />[Case #] [Escrow /Closing #] <br />Page 1 of 4 <br />(M 591 U (9705).03 CHL (12/01)(d) VMP MORTGAGE FORMS -(800)521-7291 <br />11111111111 <br />0004903231501004 <br />[Doc ID #] <br />FHA Multistate ARM Rider -10195 <br />Initials: <br />Nmos�imi�daoiiu <br />