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202502568 effects and other articles, tools and equipment of personal, household or yard use or ornament, together with all rights that I may have under insurance policies relating thereto to my spouse. If my spouse fails to survive me, then I leave my tangible personal property in accordance with a memorandum which I intend to leave at my death and which I incorporate herein by reference. If I do not leave such a memorandum, then to my children in equal shares as they shall agree. ARTICLE V Residuary Provisions A. If my spouse survives me, I give, devise and bequeath all of the rest, residue and remainder of my estate, both personal property and real estate, whether now owned by me or hereafter acquired and wheresoever situated, to my spouse, outright and free of trust to have and to hold the same forever. B. If my spouse does not survive me, I give, devise and bequeath all of the rest, residue and remainder of my estate, both personal property and real estate, whether now owned by me or hereafter acquired and wheresoever situated, to my children outright and free of trust, in equal shares, share and share alike, per stirpes. C. No title shall vest in any beneficiary until actual distribution thereof to such beneficiary. No rights of any beneficiary shall be subject to assignment, anticip liabilityufor rt for any indebtedness, or subject to any attachment, order, decree, judgment process of any Y co the purpose of collecting any such indebtedness of any beneficiary. ARTICLE VI Personal Representative I name, nominate and appoint my spouse, to be the Personal Representative of this, my Last Will and Testament. If my spouse does not survive me, or if for any reason it becomes legally necessary for the court to appoint a replacement for my spouse, then I direct that Heath Robert Kruger shall be appointed as successor Personal Representative of this, my Last Will and Testament. I direct that each fiduciary named in this Will shall be permitted to serve without bond, and that if, notwithstanding this direction, any bond be required by any law, rule or order of any court, no surety or sureties be required thereon, and that if, notwithstanding this direction, a surety or sureties be required thereon, only nominal bond shall be required. The Personal Representative shall receive reasonable compensation for their services hereunder, but not in excess of the amount usually charged for like services by corporate fiduciaries in the same geographical area. TPK Page 2 of 5