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H <br />y <br />l .[ <br />0 <br />After Recording Return To <br />n <br />M <br />n <br />M <br />C <br />Z <br />n v <br />N <br />2 <br />M CA <br />U.S. Bank Home Mortgage <br />Attn: U.S. Bank Wholesale Final Documents <br />1550 East American Blvd., Suite 440 200400813 <br />Bloomington, Minnesota 55425 Space Above This Line For Recording Data] — <br />DEED OF TRUST <br />DEFINITIONS <br />Loan Number 7810379727 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 22, 2004, together with all <br />Riders to this document. <br />(B) "Borrower" is ROBERT C. BERAN and KATHERINE E. BERAN, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ACCEPTANCE FIRST MORTGAGE, INC. Lender is a CORPORATION organized and <br />existing under the laws of NEBRASKA. Lender's address is 710 NORTH DIERS AVENUE, SUITE N , <br />GRAND ISLAND, NEBRASKA 68803. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMP iNY <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 22, 2004. The Note states <br />that Borrower owes Lender ONE HUNDRED FIFTEEN THOUSAND AND 00 /100ths Dollars <br />(U.S.$115,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2019. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages) <br />0 - <br />cm <br />C n <br />N <br />CL <br />CD <br />T, <br />co <br />T <br />o <br />r n <br />o <br />CDO CD <br />:3 <br />C.0 <br />.-+ <br />Z <br />cn <br />O <br />Loan Number 7810379727 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 22, 2004, together with all <br />Riders to this document. <br />(B) "Borrower" is ROBERT C. BERAN and KATHERINE E. BERAN, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is ACCEPTANCE FIRST MORTGAGE, INC. Lender is a CORPORATION organized and <br />existing under the laws of NEBRASKA. Lender's address is 710 NORTH DIERS AVENUE, SUITE N , <br />GRAND ISLAND, NEBRASKA 68803. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMP iNY <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY 22, 2004. The Note states <br />that Borrower owes Lender ONE HUNDRED FIFTEEN THOUSAND AND 00 /100ths Dollars <br />(U.S.$115,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2019. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA- Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 (page 1 of 13 pages) <br />