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<br />DEED OF TRUST
<br />THIS DEED OF TRUST is made on 11/06/2001 , among the Trustor,
<br />STEPHEN P MCCOWN DENISE C MCCOWN HUSBAND AND WIFE
<br />(herein "Borrower "), Centris Federal Credit Union (herein "Trustee "), and the
<br />Beneficiary, Centris Federal Credit Union a corporation organized and existing under the
<br />laws of United States FederaL Credit Union Act whose address is
<br />343 N 114 Street, Omaha, NE 68154
<br />(herein "Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br />County of HALL , State of Nebraska:
<br />LOT TWO (2), BLOCK FIVE (5), IN REPLAT OF RIVERSIDE
<br />ACRES, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />which has the ad dress of 2716 APACHE RD
<br />(Street)
<br />GRAND ISLAND , Nebraska 68801 -7519 (herein "Property Address ");
<br />(City) (Zip Code)
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<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply
<br />such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust;
<br />and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a
<br />leasehold) are hereinafter referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/06/2001
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 49000.00 , with interest
<br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not
<br />sooner paid, due and payable on 11/25/2006 ; the payment of all other sums, with interest thereon, advanced in
<br />accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and
<br />agreements of Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant
<br />and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />covenants that Borrower warrants and will defend generally the title to the Property against all claims and
<br />demands, subject to encumbrances of record. c d
<br />ENE204 revised 10/2001 (LASER) 6849LL
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<br />THIS DEED OF TRUST is made on 11/06/2001 , among the Trustor,
<br />STEPHEN P MCCOWN DENISE C MCCOWN HUSBAND AND WIFE
<br />(herein "Borrower "), Centris Federal Credit Union (herein "Trustee "), and the
<br />Beneficiary, Centris Federal Credit Union a corporation organized and existing under the
<br />laws of United States FederaL Credit Union Act whose address is
<br />343 N 114 Street, Omaha, NE 68154
<br />(herein "Lender ").
<br />BORROWER, in consideration of the indebtedness herein recited and the trust herein created, irrevocably
<br />grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
<br />County of HALL , State of Nebraska:
<br />LOT TWO (2), BLOCK FIVE (5), IN REPLAT OF RIVERSIDE
<br />ACRES, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />which has the ad dress of 2716 APACHE RD
<br />(Street)
<br />GRAND ISLAND , Nebraska 68801 -7519 (herein "Property Address ");
<br />(City) (Zip Code)
<br />1M
<br />CD
<br />0
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply
<br />such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust;
<br />and all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a
<br />leasehold) are hereinafter referred to as the "Property ";
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated 11/06/2001
<br />and extensions and renewals thereof (herein "Note "), in the principal sum of U.S. $ 49000.00 , with interest
<br />thereon, providing for monthly installments of principal and interest, with the balance of the indebtedness, if not
<br />sooner paid, due and payable on 11/25/2006 ; the payment of all other sums, with interest thereon, advanced in
<br />accordance herewith to protect the security of this Deed of Trust; and the performance of the covenants and
<br />agreements of Borrower herein contained.
<br />Borrower covenants that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant
<br />and convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower
<br />covenants that Borrower warrants and will defend generally the title to the Property against all claims and
<br />demands, subject to encumbrances of record. c d
<br />ENE204 revised 10/2001 (LASER) 6849LL
<br />
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