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202502037 <br />Recording Requested By: <br />Charter West Bank <br />201 So Main St <br />West Point, NE 68788 <br />(800) 872-5147 <br />When Recorded Return To: <br />Charter West Bank <br />20041 Manderson St., Suite B <br />Elkhorn, NE 68022 <br />V.A. RIDER <br />Loan No: 967070 MIN: 1004167-0004017342-0 <br />V.A. Case #: 34-34-6-0259973 <br />Parcel/Tax ID #: 40040956 <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT <br />THE APPROVAL OF THE DEPARTMENT OF <br />VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. <br />THIS V.A. RIDER is made this 18 th day of April, 2025 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or <br />Deed to Secure Debt ("Security Instrument") of the same date herewith, given by the undersigned <br />("Borrower") to secure the Borrower's Note ("Note") of the same date to <br />Charter West Bank, a Corporation <br />its successors and assigns ("Lender") and covering the property described in the Security Instrument <br />and located at: <br />2672 O'Flannagan St <br />Grand Island NE 68803 <br />[Property Address] <br />Notwithstanding anything to the contrary set forth in the Security Instrument, Lender, hereinafter <br />referred to as "Mortgagee" and Borrower(s), hereinafter referred to as "Mortgagor(s)" hereby <br />acknowledge and agree to the following: <br />V.A. GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in <br />the Security Instrument, Mortgagor(s) and Mortgagee further covenant and agree as follows: <br />MULTISTATE - V.A. RIDER n If. , 1 <br />FORM 438 1/16 (rev 7/21) Initials: frK' <br />Laser Forms Inc. #VA438 7/21 Page 1 of 3 <br />1111 <br />Iii.ti <br />FOIN. <br />III <br />I ' <br />11111 <br />