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202502032 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider signed by Borrower and recorded with it. <br />Witnesses: <br />f <br />CoNCARAA,C.J.—,(Seal) <br />Joyce Price -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska Hall County ss: <br />On this 18 thday of April, 2025 , before me, the undersigned, a Notary Public duly <br />commissioned and qualified for said county, personally came <br />Joyce Price A Single Person <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument <br />and acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: September 27, 2025 <br />Amy Ott <br />Prepared By: <br />Charter West Bank <br />714 N Diets Ave <br />Grand Island, NE 68803 <br />(308) 384-4644 <br />Loan Origination Company & NMLS Id: Charter West Bank - 466077 <br />Loan Originator & NMLS Id.: Amy L Otto - 491143 <br />&At <br />GENERAL. NOTARY -State of Nebraska <br />AMY L OTTO <br />My Comm. Exp. September 27, 2025 <br />- Notary Public <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />FORM 3028 7/21 <br />Laser Forms Inc. #FNMA3028MERS 7/21 Page 21 of 21 <br />1111 <br />11.1 <br />III <br />